Bank interest rates today November 17, 2025: Revealing the bank with the highest deposit interest rate

14 domestic commercial banks have increased their deposit interest rates since the beginning of November. Of which, the two banks leading the market in terms of the highest deposit interest rates, Bac A Bank and Vikki Bank, continue to adjust their savings interest rates upward.

Bac A Commercial Joint Stock Bank ( Bac A Bank ) has just increased its deposit interest rate, with the highest rate up to 6.7%/year, after 3 consecutive increases in October.

According to the latest interest rate schedule for deposits under 1 billion VND, announced by Bac A Bank, the interest rate for 1 and 2 month terms has been adjusted to increase by 0.15%/year to 4.55%/year.

Thus, the bank interest rate for terms from 1-5 months, with deposits under 1 billion VND, is listed by Bac A Bank at 4.55%/year.

Notably, the bank interest rate for 6-8 month term increased by 0.4%/year, to 6.2%/year. This is the highest interest rate on the market today for 6-8 month term deposits.

Also increasing by 0.4%/year, the savings interest rate for 9-11 month term is newly listed by Bac A Bank at 6.25%/year, the highest for 9-11 month term deposits.

Meanwhile, interest rates for 12-15 month term deposits are adjusted to increase by 0.3%/year, and for 18-36 month term deposits by 0.2%/year.

After adjustment, the interest rate for 12-month deposits has increased to 6.3%/year, 13-15 month deposits is 6.4%/year and 18-36 month deposits is up to 6.5%/year.

The interest rate increase is similar to Bac A Bank's interest rate schedule applied to savings deposits of 1 billion VND or more.

Accordingly, the bank interest rate paid at the end of the term applied to savings deposits of VND1 billion or more is as follows: terms from 1-5 months are listed at 4.75%/year, the maximum according to the regulations of the State Bank; terms from 6-8 months are 6.4%/year; terms from 9-11 months are 6.45%/year; terms from 12 months are 6.5%/year; terms from 13-15 months are 6.6%/year.

Notably, the highest savings interest rate at Bac A Bank is up to 6.7%/year with a term of 18-36 months. This is also the highest savings interest rate currently listed publicly.

Not only Bac A Bank, Vikki Digital Bank ( Vikki Bank ) has also continued to sharply increase deposit interest rates from today.

According to the online interest rate schedule just announced by Vikki Bank, interest rates for terms from 1-5 months have been adjusted to increase from 0.15% - 0.3%/year, simultaneously listed at 4.7%/year.

Interest rates for 6-month deposits were adjusted up by 0.2% per year to 6.1% per year; 12-month deposits increased by 0.1% per year to 6.3%; and 13-month deposits increased to 6.4% per year.

Vikki Bank also listed interest rates at the counter up to 6%/year for deposits with terms of 6, 12, 13 months and the highest up to 6.2%/year for terms of 18 months.

With Bac A Bank and Vikki Bank just adjusting interest rates, 14 banks have officially increased deposit interest rates in November including: Sacombank, VPBank, MB, HDBank , GPBank, BVBank, Techcombank, BaoViet Bank, PVCombank, LPBank, KienlongBank, MBV, Bac A Bank, Vikki Bank.

In addition to increasing deposit interest rates, many banks also apply incentive programs by giving gifts or giving additional interest rates to depositors.

INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON NOVEMBER 17, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.1	3.8	5.3	5.4	5.6	5.4
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	4.55	4.55	6.2	6.25	6.3	6.5
BAOVIETBANK	4	4.45	5.45	5.5	5.8	5.9
BVBANK	4.3	4.5	5.3	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.9	4	5.55	5.65	5.85	5.85
HDBANK	4.2	4.3	5.5	5.3	5.8	6.1
KIENLONGBANK	3.9	3.9	5.3	5.1	5.5	5.45
LPBANK	3.9	4.2	5.3	5.3	5.4	5.5
MB	3.9	4.2	4.9	4.9	5.2	5.3
MBV	4.6	4.75	5.7	5.7	6	6
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4.1	4.3	5.45	5.55	5.7	5.7
OCB	4.15	4.2	5.2	5.2	5.3	6
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.8	4.1	5	5.2	5.6	6.3
SACOMBANK	4	4.2	5	5.1	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	4.1	4.15	5.2	5.3	5.4	5.6
TECHCOMBANK	3.95	4.75	5.45	4.95	5.75	5.25
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.9	5.45	5.8	5.8
VIB	3.8	4	4.8	4.8	5	5.3
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.7	4.7	6.1	6.2	6.3	6.4
VPBANK	4.3	4.4	5.3	5.3	5.5	5.5