Bank interest rates today 5/21/2025: Long term...

Long-term bank savings are often given priority by banks to pay higher interest rates than other terms.

Term deposits of 24-36 months are considered long-term. Normally, banks only mobilize term deposits of up to 36 months for regular savings.

Some banks allow savings deposits with a maximum term of up to 60 months, while most of the remaining banks mobilize this term for certificates of deposit.

According to the current interest rate schedule at banks, the maximum common deposit term is 36 months - the term that banks often apply the highest interest rate.

In addition, to increase the attractiveness for depositors, banks also list interest rates for 24-month, even 18-month deposits equal to interest rates for 36-month deposits.

Therefore, most banks maintain the same interest rates for 18-month and 36-month terms. Except for some banks that have interest rate differences between the two terms such as Saigonbank and Viet A Bank.

Bac A Bank and Vikki Bank are the two banks that are listing the highest savings interest rates for terms of 18-36 months, at 6%/year. These are also two of the few banks that still maintain an interest rate of 6%/year.

The next 3 banks are BVBank (5.95%/year), BaoViet Bank, Viet A Bank and MBV (all 5.9%/year).

The group of top banks also includes: Saigonbank, VietBank, GPBank with bank interest rates from 5.85%/year or higher for 24-36 month term deposits.

MB, TPBank , PVCombank are the next banks with listed bank interest rates of 5.8%/year for both terms.

Except for 4 banks Vietcombank, BIDV, Agribank and SCB, the remaining banks all listed bank interest rates from 5%/year or higher for 24-36 month term deposits.

SCB is currently the bank listing the lowest interest rate for these terms, only 3.9%/year; Vietcombank lists 4.7%/year while BIDV and Agribank list 4.9%/year.

Today (May 21), the market has not recorded any bank changing its deposit interest rate schedule. Since the beginning of May, only 5 banks have adjusted their deposit interest rates, of which 2 banks increased, 2 banks decreased, and 1 bank both increased and decreased.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON MAY 21, 2025 (%/YEAR)
BANK	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS	24 MONTHS	36 MONTHS
BAC A BANK	5.35	5.35	5.7	6	6	6
VIKKI BANK	5.65	5.95	6	6	6	6
BVBANK	5.15	5.3	5.6	5.9	5.95	5.95
BAOVIETBANK	5.45	5.5	5.8	5.9	5.9	5.9
MBV	5.5	5.6	5.8	5.9	5.9	5.9
SAIGONBANK	4.8	4.9	5.6	5.8	5.8	5.9
VIET A BANK	5.1	5.3	5.6	5.8	5.8	5.9
VIETBANK	5.4	5.4	5.8	5.9	5.9	5.9
GPBANK	5.55	5.65	5.85	5.85	5.85	5.85
MB	4.4	4.4	4.9	4.9	5.8	5.8
NAM A BANK	4.9	5.2	5.5	5.6	5.6	5.8
PVCOMBANK	4.5	4.7	5.1	5.8	5.8	5.8
SHB	4.8	4.9	5.2	5.5	5.8	5.8
TPBANK	4.8	4.9	5.2	5.5	5.8	5.8
PGBANK	5	4.9	5.4	5.8	5.7	5.7
SACOMBANK	4.9	4.9	5.4	5.6	5.7	5.7
EXIMBANK	4.9	4.9	5.1	5.6	5.6	5.6
LPBANK	5.1	5.1	5.4	5.6	5.6	5.6
MSB	5	5	5.6	5.6	5.6	5.6
NCB	5.35	5.45	5.6	5.6	5.6	5.6
OCB	5	5	5.1	5.2	5.4	5.6
VCBNEO	5.4	5.45	5.5	5.55	5.55	5.55
HDBANK	5.3	4.7	5.6	6.1	5.5	5.5
KIENLONGBANK	5.1	5.2	5.5	5.45	5.45	5.45
SEABANK	3.95	4.15	4.7	5.45	5.45	5.45
ABBANK	5.4	5.5	5.7	5.5	5.4	5.4
VPBANK	4.8	4.8	5.3	5.3	5.4	5.4
VIB	4.7	4.7	4.9	5.2	5.3	5.3
VIETINBANK	3.3	3.3	4.7	4.7	5	5
AGRIBANK	3.7	3.7	4.8	4.8	4.9	4.9
BIDV	3.3	3.3	4.7	4.7	4.9	4.9
TECHCOMBANK	4.55	4.55	4.75	4.75	4.75	4.75
VIETCOMBANK	2.9	2.9	4.6	4.6	4.7	4.7
SCB	2.9	2.9	3.7	3.9	3.9	3.9