According to the interest rate schedule just announced by Viet A Commercial Joint Stock Bank (Viet A Bank) after adjustment, interest rates for terms from 6-36 months have decreased by 0.1%/year, while interest rates for terms from 1-5 months remain unchanged.

The interest rate for deposits at the counter for individual customers receiving interest at the end of the term is listed by the bank at 3.2%/year for a 1-month term, 3.3%/year for a 2-month term, 3.5%/year for a 3-month term and 3.6%/year for a 4-5 month term.

Viet A Bank has reduced the interest rate for 6-11 month deposits to 4.5%/year, for 12-13 month deposits to 5.3%/year, for 15 month deposits to 5.4%/year, and for 18 month deposits to 5.5%/year. The highest interest rate for 24-36 month deposits has also been reduced to 5.6%/year.

For online deposit interest rates for individual customers receiving interest at the end of the term, the 1-month deposit interest rate announced by Viet A Bank is 3.7%/year.

The interest rate for 2-month term is 3.9%/year, the interest rate for 3-month term is 4%/year. The bank interest rate for 4- and 5-month terms is listed at 4.1%/year.

After adjustment, the latest online savings interest rate for 6-8 month terms is 5.1%/year; online savings interest rate for 9-11 month terms is 5.3%/year.

Viet A Bank has adjusted the interest rate for 12-13 month terms down to 5.6%/year, while the latest 15 month term is 5.7%/year.

Online deposit interest rates for terms from 18-24 months are adjusted down to 5.8%/year.

Notably, the highest interest rate of 6%/year for a 36-month term, which Viet A Bank has maintained for many months, has now decreased to 5.9%/year.

With the online deposit interest rate at Viet A Bank leaving the 6%/year mark, there are currently only 3 banks listing deposit interest rates of 6%/year or higher.

Specifically, Bac A Bank listed a bank interest rate of 6.1%/year for 18-36 month term deposits, applied to deposit balances over 1 billion VND.

HDBank lists online savings interest rates of 6%/year for 15-month term deposits and 6.1%/year for 18-month term deposits.

Vikki Bank lists online savings interest rates of 6%/year for terms of 12 months or more.

Since February 25, 28 domestic commercial banks have reduced their deposit interest rates by 0.1-1.05% per year. In April alone, several more banks have reduced their deposit interest rates, including VPBank, MB, Eximbank, Nam A Bank, OCB , VCBNeo, GPBank and Viet A Bank.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON APRIL 28, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.4 5.5 5.7 5.5
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.7 4 5.15 5.25 5.6 5.9
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4 4.1 5.1 5.2 5.3 5.7
GPBANK 3.75 3.85 5.65 5.75 5.95 5.95
HDBANK 3.85 3.95 5.3 4.7 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.6
MB 3.7 4 4.6 4.6 5 5
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.25 3.55 4.55 4.55 4.75 4.75
TPBANK 3.5 3.8 4.8 4.9 5.2 5.5
VCBNEO 4.15 4.35 4.35 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.15 4.35 5.65 5.95 6 6
VPBANK 3.7 3.9 4.8 4.8 5.3 5.3
Bank interest rates today April 29, 2025: Launching incentives to increase short-term interest rates Bank interest rates today April 29, 2025, interest rate fluctuations at major banks before the holiday. While MB increased deposit interest rates for terms under 6 months through a special interest rate program, Techcombank reduced interest rates for deposit terms.

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-28-4-2025-them-ngan-hang-roi-moc-lai-suat-6-nam-2395810.html