In the context of a rapidly growing digital economy , personal financial management is not just about how to spend and how much money to save, but also requires intelligence, flexibility and optimization of cash flow, including the cash flow that each individual maintains in the reserve account for short-term and medium-term spending.

For customers who are looking for an effective investment channel while still being proactive in using cash flow, VPBank 's Super Prosperity Deposit Certificate is the optimal solution to solve this financial problem.
Customers can participate in Super Prosperity flexibly from only 100 million VND. This is a valuable paper issued by VPBank according to the regulations of the State Bank and is insured according to the same regulations as deposits. The deposit certificate has a term of 36 months, paying interest periodically every 6 months.
With super flexibility, customers can easily transfer deposit certificates according to agreements on the modern VPBank NEO technology platform to optimize daily profit yield based on actual holding time. Thanks to that, customers can be proactive in managing cash flow and holding time from 1 day to 36 months.
While some other investment channels require customers to pay a certain amount of tax and fees, with Super Thinh Vuong, customers do not have to pay any fees or personal income tax arising from the purchase/sale of deposit certificates. Therefore, this is a suitable financial solution for individual customers with idle cash flow, helping to maximize profits thanks to attractive returns.
VPBank representative said: “In order to increase prosperity and extend the financial experience for customers, VPBank constantly upgrades and develops new products. Super Prosperity is a safe and effective financial solution with attractive returns, especially suitable for individuals with idle funds. Together with the recently launched Super Profit, this financial solution will bring experiences of optimizing profits, increasing prosperity every day for customers.”
Possessing the advantages of digital banking, VPBank said it prioritizes safety, speed and transparency criteria, while designing a simple and easy-to-understand interest calculation mechanism, helping customers feel secure in choosing Super Thinh Vuong as their optimal financial management solution.
With just a few simple steps on VPBank NEO, customers can own a deposit certificate issued by VPBank. For more information about Super Thinh Vuong, customers can visit https://www.vpbank.com.vn/ca-nhan/dich-vu-ca-nhan/chung-chi-tien-gui-loc-thinh-vuong.
In addition to certificates of deposit, customers with short-term idle funds can also refer to information about Super Profit - a profit-making solution right on VPBank's account. Just register, the idle money in the customer's account will automatically generate profit every day with a fixed interest rate of 3.5%/year regardless of the term or amount. Customers will receive principal and interest regularly every day and can still spend when needed.
Source: https://dantri.com.vn/kinh-doanh/vpbank-ra-mat-san-pham-chung-chi-tien-gui-loc-thinh-vuong-20250530194330861.htm
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