Bank interest rates today 7/28/2025: Banks...

Bank interest rates today, July 28, 2025, recorded TPBank adjusting to increase short-term deposit interest rates, in all deposit products and terms from 1-36 months for online savings and LiveBank savings.

After 6 months since adjusting the interest rate down (early February 2025), Tien Phong Commercial Joint Stock Bank (TPBank) has just increased the mobilization interest rate again, with an increase of 0.2%/year for terms of 1-3 months and an increase of 0.1%/year for terms of 6-36 months, applied to online savings deposits (EBank) and LiveBank savings.

With an increase of 0.2%, according to the latest online deposit interest rate schedule for individual customers, announced by TPBank, the online deposit interest rate for 1-month term increased to 3.7%/year; 2-month term increased to 3.9%/year and 3-month term increased to 4%/year.

Meanwhile, online deposit interest rates for terms of 6 months or more increased by 0.1%/year, specifically: The latest interest rate for 6-month terms is 4.9%/year; 9-month terms is 5.1%/year; 12-month terms is 5.3%/year; 18-month terms is 5.6%/year.

The highest deposit interest rate for individual customers making online savings deposits at TPBank is 5.9%/year, applied for terms from 24-36 months.

However, that is not the highest savings interest rate applied by TPBank. This bank lists LiveBank savings interest rates 0.05% higher per year, applied for terms of 6-36 months, compared to the online savings interest rate table.

LiveBank's interest rates also increased by 0.2%/year for 1-3 month term deposits and by 0.1%/year for 6-36 month term deposits.

Therefore, the highest savings interest rate according to the LiveBank savings interest rate table is 5.95%/year, with a term of 24-36 months. Meanwhile, the savings interest rate for 1-3 months remains unchanged compared to the online savings interest rate table.

TPBank also increased interest rates at the counter with an increase of 0.1%/year for interest rates from 1-7 months.

Currently, the highest interest rate when saving at TPBank counter is applied to Truong An Loc savings product.

Accordingly, the latest interest rates at the counter for individual customers receiving interest at the end of the term when depositing savings at Truong An Loc are as follows:

Bank interest rate for 3-5 month term is 3.9%/year; 6-7 month term is 4.9%/year; 12 month term is 5.2%/year; 13 month term is 5%/year; 16 month term is 5.05%/year; 19 month term is 5.5%/year and 24-36 month term is 5.8%/year.

Thus, TPBank is the 5th bank to increase deposit interest rates since the beginning of July, along with VCBNeo, VPBank, Techcombank, Eximbank. At the same time, 3 banks reduced deposit interest rates including: Bac A Bank , VIB and BaoViet Bank.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON JULY 28, 2025
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.8	4.1	5.25	5.35	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.95	4.05	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	3.75	4.65	4.65	4.85	4.85
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.65	5.95	6
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2