Bank interest rates today August 4, 2025: New deposit products, highest interest rate 6%/year

Vietnam Export Import Commercial Joint Stock Bank (Eximbank) has just officially expanded its online savings deposit product for customers using “Combo Casa”.

Previously, savings products for this group of customers were only available at the counter. Now, Eximbank has added an online savings service, with two different interest rates: one applicable from Monday to Friday and one exclusively for the weekend.

To be recognized as a customer using Combo Casa, the depositor needs to open a new savings or term deposit account in VND at Eximbank transaction points or on the Eximbank EDigi application; at the same time, register for the Combo Casa package and pay the corresponding fee: VND 550,000 (Gold package), VND 2,750,000 (Platinum package), or VND 11 million (Infinite package).

In addition, VIP customers, Priority customers or subjects converted according to Eximbank's policies from time to time are also applied.

Accordingly, the online interest rate for individual customers with Combo Casa who receive interest at the end of the term, from Monday to Friday, is as follows:

Silver Class: 1-2 month term is 4.3%/year, 3-5 month term is 4.5%/year, 6-9 month term is 4.9%/year, 12-15 month term is 5.2%/year and 18-36 month term has the highest interest rate of 5.7%/year.

Gold Class: 1-2 month term is 4.3%/year, 3-5 month term is 4.5%/year, 6-9 month term is 5.1%/year, 12-15 month term is 5.4%/year and 18-36 month term has the highest interest rate of 5.8%/year.

Platinum Class: 1-2 month term is 4.5%/year, 3-5 month term is 4.6%/year, 6-9 month term is 5.2%/year, 12-15 month term is 5.5%/year and 18-36 month term is the highest at 5.9%/year.

Infinite class: 1-2 month term is 4.6%/year, 3-5 month term is 4.7%/year, 6-9 month term is 5.3%/year, 12-15 month term is 5.6%/year and the highest is 18-36 month term, up to 6%/year.

For online deposits Combo Casa applied on weekends (Saturday and Sunday), interest rates are 0.1-0.3% higher per year than interest rates applied on weekdays for some terms.

However, the highest interest rate is still 6%/year, applied to customers with savings deposits of 18-36 months.

For customers receiving interest at the beginning of the period, the interest rate for each term is 0.2%/year lower than the interest rate at the end of the period, equivalent to the highest deposit interest rate of 5.8%/year if the customer chooses to receive interest at the beginning of the period.

In addition to announcing additional interest rates for customers with online Casa Combo, Eximbank maintains deposit interest rates for the remaining products, including counter deposits, Combo Casa counter deposits, online deposits, etc.

In particular, the online deposit interest rate with interest paid at the end of the term from Monday to Friday includes: 1-2 month term is 4.3%/year, 3-5 month term is 4.5%/year, 6-9 month term is 4.9%/year, 12-15 month term is 5.2%/year and 18-36 month term is 5.7%/year.

Online deposit interest rates paid at the end of the term are implemented on the two weekends including: 1-2 month term is 4.6%/year, 3-5 month term is 4.7%/year, 6-9 month term is 5.4%/year, 12-15 month term is 5.3%/year and 18-36 month term is 5.8%/year.

In addition to announcing additional interest rates for online Casa Combo, Eximbank also restored the policy of giving interest when customers deposit savings on their birthdays, with an additional interest rate of 0.1%/year compared to the announced interest rate of the product the customer chooses.

INTEREST RATES FOR ONLINE DEPOSITS AT BANKS ON AUGUST 4, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.8	4.1	5.25	5.35	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.95	4.05	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	4.9	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.6	3.9	4.8	4.8	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	3.75	4.65	4.65	4.85	4.85
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.65	5.95	6
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2