Bank interest rates today August 6, 2025: Deposit 100 million,...

Bank interest rates today August 6, 2025, a bank suddenly increased its deposit interest rate to the highest level of 6.8%/year with the condition of depositing at least 100 million VND at the transaction counter.

Viet A Commercial Joint Stock Bank (Viet A Bank) has just announced a change in interest rates for deposit products including: Dac Loc Savings, Dac Loi Savings, and Dac Tai Savings.

Viet A Bank will deploy the above savings products from January 1, 2025, with the most attractive interest rates on the market today.

According to the latest interest rate table for the Dac Loc Savings product, the 6-month savings interest rate is 5.6%/year, and the 7-month term is 5.7%/year. Notably, the 12-month term interest rate of this product is up to 6.1%/year; the 13-month term is 6.2%/year and the 15-month term is 6.3%/year.

Compared with the normal online deposit interest rate schedule, the interest rate of this product is 0.2-0.6%/year higher.

According to Viet A Bank, customers only need to have a minimum deposit of VND100 million to be able to participate in this program. The program only applies to deposit terms of 6, 7, 12, 13 and 15 months.

The bank even adds interest rates of up to 0.25%/year when maintaining a high balance in Viet A Bank's payment account. Thus, the highest mobilization interest rate at Viet A Bank can be up to 6.55%/year if meeting all conditions.

With Dac Loc Deposit, customers can make transactions at the counter or online.

However, the above interest rate is not the most attractive compared to the deposit interest rate of Dac Loi Savings product.

Accordingly, the bank interest rates applied to this product are as follows: 3-month term interest rate is 3.9%/year; 6-month term is 5.6%/year; 7-month term is 5.7%/year; 12-month term is 6.1%/year; 13-month term is 6.2%/year; 15-month term is 6.3%/year and 18-month term has the highest savings interest rate of up to 6.4%/year.

The highest interest rate difference of this product compared to Viet A Bank's regular online savings interest rate is also up to 0.6%/year.

The conditions to participate in this interest rate package are also quite simple, customers only need to have a minimum deposit of 100 million VND, saving for terms of 3, 6, 7, 12, 13, 15 and 18 months.

Viet A Bank also increased deposit interest rates for the Dac Tai Savings product with two different preferential interest rates and committed to keeping this interest rate unchanged until December 31, 2025.

Accordingly, preferential interest rate 1 (commonly applied) for individual customers receiving interest at the end of the term is as follows:

Bank interest rate for 1-month term is 3.8%/year; 3-month term is 4.2%/year; 6-month term is 5.8%/year; 7-month term is 5.9%/year; 12-month term is 6.3%/year; 15-month term is 6.5%/year and 18-month term is 6.6%/year.

Preferential interest rate 2 is applied according to the bank's own policy, with the highest deposit interest rate up to 6.8%/year . Specifically as follows:

The bank interest rate for 1-month term is 4%/year; 3-month term is 4.4%/year; 6-month term is 6%/year; 7-month term is 6.1%/year; 12-month term is 6.5%/year; 13-month term is 6.6%/year; 15-month term is 6.7%/year and 18-month term is 6.8%/year.

Thus, compared to the normal online mobilization interest rate announced by Viet A Bank, the highest interest rate difference is up to 1%/year.

To participate in the Dac Tai Savings product, customers only need to deposit a minimum of 100 million VND and choose one of the following deposit terms: 1, 3, 6, 7, 12, 13, 15, 18 months at the transaction counter.

Although the interest rate announced is considered the most attractive in the market today, according to Viet A Bank's Q2/2025 report, the amount of customer deposits at this bank as of June 30 only reached approximately VND 96,000 billion (up 6% compared to the beginning of the year).

Along with KienLong Bank, BVBank, PGBank and Saigonbank, this is also one of the 5 banks with the lowest customer deposit balance in the system (under 100,000 billion VND).

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON AUGUST 6, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.8	4.1	5.25	5.35	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.95	4.05	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.6	3.9	4.8	4.8	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	3.75	4.65	4.65	4.85	4.85
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.65	5.95	6
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2