Viet Capital Bank reported a profit of more than 400 billion VND, both mobilization and lending increased sharply.

(NLDO) - In the first 9 months of 2025, Bao Viet Bank (BVBank) reported pre-tax profit increased by 140% over the same period.

Viet Capital Bank (BVBank, stock code: BVB) has just announced its business results for the first nine months of 2025, with pre-tax profit reaching VND 437 billion, a significant increase of 140% compared to the same period last year. With these positive results, BVBank has completed 79% of its annual plan.

As of September 30th, BVBank's total assets reached VND 122,600 billion, an 18% increase compared to the end of last year, fulfilling its full-year plan.

This result reflects the effectiveness of the bank's retail banking model and its ability to adapt to a challenging business environment.

At the end of the third quarter of 2025, BVBank's outstanding loan balance increased by 14.1% compared to the beginning of the year, ensuring the supply of capital and promoting economic development in accordance with the spirit of the Government and the State Bank of Vietnam.

"With a flexible and selective credit expansion strategy through financial policies and solutions for individual customers, household businesses, small and micro enterprises, as well as proactively boosting credit into priority sectors such as manufacturing, trade, supply chains, and retail… BVBank has positively impacted its retail loan balance in the third quarter, contributing to the effective distribution of capital to the economy," said a bank representative.

BVBank recorded a pre-tax profit of VND 437 billion in the past nine months.

Despite stable interest rates, BVBank's total deposits increased by 23% year-on-year and 18.4% year-on-year. Specifically, deposits from individual and institutional customers alone increased by 24% year-on-year, reaching nearly 92,800 billion VND.

In particular, the growth in mobilized capital with maturities of 12 months or more accounted for 73%, helping BVBank proactively manage its capital and ensure its credit growth capacity in the last quarter of the year.

Compared to the same period last year, non-interest income continued to be a bright spot for the bank, with service fees increasing 1.5 times and foreign exchange trading revenue doubling, contributing to improved profit quality and reduced dependence on traditional credit.

BVBank is also stepping up debt recovery and bad debt resolution, increasing overdue interest income, helping to reduce pressure on risk provisioning and strengthening a sustainable financial foundation.

On the stock market, BVBank shares closed this morning's trading session at 13,800 VND per share, a slight decrease compared to the previous session.

Stock prices fell slightly compared to the previous session.

Source: https://nld.com.vn/ngan-hang-ban-viet-bao-lai-hon-400-ti-dong-huy-dong-va-cho-vay-deu-tang-manh-19625103012164191.htm