Viet Capital Bank reported a profit of more than 400 billion VND, both mobilization and lending increased sharply.

Viet Capital Bank (BVBank, stock code: BVB) has just announced its business results for the first 9 months of 2025 with pre-tax profit reaching 437 billion VND, up 140% over the same period. With this positive result, BVBank has completed 79% of the yearly plan.

As of September 30, BVBank reached total assets of VND122,600 billion, an increase of 18% compared to the end of last year and completed the whole year plan.

This result reflects the efficiency of the bank's retail model and its ability to adapt in a challenging business environment.

Closing the third quarter of 2025, BVBank's outstanding credit increased by 14.1% compared to the beginning of the year, ensuring capital supply and promoting economic development in the spirit of the Government and the State Bank.

"With a flexible and selective credit expansion strategy through policies and financial solutions for individual customers, business households, small and micro enterprises, as well as proactively promoting credit in priority areas such as production, trade, supply chain, retail..., it has positively impacted BVBank's retail debt balance in the third quarter, contributing to effectively spreading capital flow to the economy" - said a bank representative.

- Ảnh 2. — BVBank recorded pre-tax profit of 437 billion VND in the past 9 months

Although interest rates remained stable, BVBank's total capital mobilization still increased by 23% compared to the same period last year and by 18.4% compared to the beginning of the year. Of which, deposits from individual and institutional customers alone increased by 24% compared to the beginning of the year, to nearly VND92,800 billion.

In particular, the growth in mobilized capital from 12 months or more accounted for 73%, helping BVBank proactively source capital and ensure credit growth capacity in the last quarter of the year.

Compared to the same period, non-interest income continued to be a bright spot for this bank when service fees increased 1.5 times and foreign exchange trading revenue doubled, contributing to improving profit quality and reducing dependence on traditional credit.

BVBank also stepped up debt collection and bad debt settlement, increased overdue interest collection, helped reduce pressure on risk provisions and strengthened a sustainable financial foundation.

On the stock market, BVBank shares ended this morning's trading session at 13,800 VND/share, slightly down from the previous session.