Motorbike liability insurance should be left to the people to be fair.

Regarding the recommendations of the Ministry of Transport to consider removing the fine if motorbike and scooter owners do not purchase civil liability insurance, readers of Lao Dong Newspaper expressed their agreement and said that motorbike insurance should be voluntary, not mandatory.

Voters in Ho Chi Minh City once petitioned the Ministry of Transport to consider removing the penalty if motorbike owners do not buy civil liability insurance. This content received the agreement and support of many traffic participants.

Many readers commented that the average price of motorbike insurance is about 60,000 VND/vehicle/year, which is not really much. However, this 60,000 VND multiplied by tens of millions of motorbikes nationwide is an extremely large number.

Regarding this content, in a discussion on the sidelines of the National Assembly with Lao Dong Newspaper, National Assembly delegate Pham Van Hoa ( Dong Thap delegation) - Member of the National Assembly's Law Committee - said that the purchase of civil liability insurance for motorbikes should be voluntary and not mandatory. "That's fair" - Mr. Hoa said and said that it should only be mandatory to purchase insurance in the mandatory list.

National Assembly Delegate Pham Van Hoa (Dong Thap delegation) - Member of the National Assembly's Law Committee. Photo: T.Vuong

The delegate of Dong Thap delegation said that through contact with voters, many motorbike owners reacted and reflected on many issues related to the regulation requiring the purchase of civil liability insurance.

“The amount of money spent to buy civil liability insurance for motorbikes is only a few tens of thousands of dong, which is not much, but for millions of motorbikes, it is a lot of money. I suggest that the regulation requiring the purchase of civil liability insurance for motorbikes should be removed, because this is very formal and only benefits the insurance agency, but people find the procedures to receive insurance are often very cumbersome and complicated” - delegate Pham Van Hoa expressed his opinion.

National Assembly delegate Nguyen Thi Viet Nga (Hai Duong delegation) said that "removing or keeping" the compulsory purchase of civil liability insurance for motorbike and scooter owners needs to be specifically reviewed. Because all policies must come from real needs.

“I think we need to review how effective our mandatory regulations have been in the past. One day, we see many accidents happening, many vehicles are damaged, but how many of those cases have been resolved and supported?” - said delegate Nga.

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