Beware of scams targeting students.

Recently, many people have received messages and advertisements about "priority" for students to borrow money with simple procedures, even accepting those with bad credit. However, this is very likely a trick by loan sharks, taking advantage of the gullibility of young people to scam them.

Ms. PTML, residing in Son Kien commune ( An Giang province), said that she and her family were very worried when they discovered strange messages offering loans on her daughter's phone. Her daughter is in 11th grade at Hon Dat High School in Hon Dat commune.

Ms. L said: “The other day I borrowed my daughter's phone and accidentally saw a message from an unknown number. I was shocked to see the message said, ' Priority for students to get quick loans, no collateral required…' When I asked my daughter, she said she's been receiving these kinds of messages a lot lately. Hearing her say that, I was even more surprised because these scammers are targeting students, who don't have much financial experience.”

"If the children happen to take out loans, many risks can arise, from the misuse of personal information to other sophisticated forms of fraud. My family was fortunate to discover it in time, but seeing a series of similar messages on my child's phone, I can't help but worry and feel concerned."

Many students receive text messages from strangers inviting them to borrow money.

Ms. NNT, residing in Long Xuyen ward (An Giang province), is currently a first-year student at a university in Ho Chi Minh City. She shared: “The other day, I received a call from an unknown number. The caller told me that my family had contacted them to process a student loan application for me, and requested my personal information and a portrait photo to complete the procedure. Since my parents hadn't mentioned anything to me, I refused and called home to confirm. My family said they hadn't contacted anyone to process a loan application at all. That's when I realized I had just spoken to a scammer.”

It's not just text messages or phone calls; many scammers also create "fake" websites, using very professional language to trick many students into believing them and applying for loans.

VTM, a third-year student at Kien Giang University, shared: “Recently, I received messages from unfamiliar social media accounts inviting me to borrow money as a student, with special offers this month and disbursement in just 15 minutes.”

Initially, I thought it was a normal advertisement, but when I clicked on the link in the message, the system asked me to fill in my full personal information, including my ID number, bank account number, and even a picture of my student ID card. After investigating, I learned that this was a scam targeting students in need of loans, so I immediately logged out for fear that my social media accounts would be hacked.”

Posts offering attractive loan options for students are frequently seen on Facebook groups and forums.

Given the increasingly sophisticated and complex nature of loan scams, students should avoid providing personal information, refrain from accessing suspicious links, and verify all information with their families or schools before proceeding with any loan application.

Increased vigilance and caution will help young people avoid risks and not become victims of illegal lending organizations.

TUONG VI

Source: https://baoangiang.com.vn/can-than-voi-chieu-tro-lua-dao-hoc-sinh-sinh-vien-a466812.html