Be careful with scams targeting students

Recently, many people have received messages and advertisements about “priority” for students to borrow money with simple procedures, even accepting people with bad debt. However, this is likely a trick of black credit subjects, taking advantage of the gullibility of young people to scam.

Ms. PTML, residing in Son Kien commune ( An Giang province), said that she and her family were very worried when they discovered a strange text message asking for a loan on the phone of her daughter, who is in 11th grade at Hon Dat High School, Hon Dat commune.

Ms. L said: “The other day, I borrowed my daughter’s phone and accidentally saw a message from a strange phone number. I was startled when I saw the message content: Priority for students to borrow money quickly, without mortgage… When I asked my daughter, she said she often received messages like this recently. Hearing her say that, I was even more surprised because bad guys target students, people who do not have much experience with finance.

If they do borrow money, there are many risks that can occur, from personal information being exploited to other sophisticated forms of fraud. My family was lucky to have discovered it in time, but seeing a series of similar messages on the child's phone, I couldn't help but worry and wonder."

Many students receive text messages inviting them to borrow money from strangers.

NNT, residing in Long Xuyen ward (An Giang province), is currently a first-year student at a university in Ho Chi Minh City. T shared: “The other day, I received a call from a strange phone number. The person told me that my family had contacted me to apply for a student loan, and asked me to provide personal information and take a portrait photo to complete the procedure. Because I didn't hear my parents say anything to me, I didn't agree and called home to confirm. My family said they had absolutely not contacted anyone to apply for a loan. Only then did I realize that I had just talked to a scammer.”

Not only text messages or calls, many scammers also set up "fake" websites, using very professional language, making many students trust and participate in borrowing money.

VTM, a third-year student at Kien Giang University, shared: “Recently, I received messages from strange social media accounts inviting me to borrow money from students, with special offers for the month, and disbursement within just 15 minutes.

At first, I thought it was a normal advertisement, but when I clicked on the link in the message, the system asked me to fill in my personal information, ID number, bank account number and even a photo of my student ID card. After investigating, I found out that this was a scam targeting students who needed loans, so I immediately logged out because I was afraid that my social media account would be hacked.

Posts supporting students to borrow money with attractive incentives appear frequently on Facebook groups and forums.

Faced with increasingly sophisticated and complex tricks, students should not provide personal information, not access strange links and should verify all information with family or school before carrying out any loan procedures.

Raising awareness and caution will help young people avoid risks and not become victims of black credit organizations and individuals.

WALL VI

Source: https://baoangiang.com.vn/can-than-voi-chieu-tro-lua-dao-hoc-sinh-sinh-vien-a466812.html