Interest rate subsidy of 2% per year for green projects.

VTV.vn - The government plans to provide an interest rate subsidy of 2% per year for private businesses and household businesses borrowing capital for green and circular economy projects.

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The government will provide a 2% annual interest rate subsidy from the state budget for private enterprises and business households borrowing from banks to implement green and circular economy projects. This is a decree submitted to the Government by the State Bank of Vietnam in coordination with the Ministry of Finance .

By the end of November 2025, the total outstanding green credit in the entire system is estimated to reach approximately 750,000 billion VND, increasing by an average of over 21% per year since 2017, higher than the overall credit growth rate.

However, green credit currently accounts for only nearly 5% of the economy 's total outstanding loans, while the capital needs for green development and climate change adaptation by 2050 are estimated at around $670 to $700 billion.

According to the State Bank of Vietnam, the decree providing a 2% annual interest rate subsidy will apply to private enterprises and business households implementing green and circular economy projects, with funding allocated to local authorities.

The draft is being finalized and is expected to be implemented from the beginning of 2026, aiming to reduce capital costs and encourage greater private sector participation in the green transformation of the economy.

Source: https://vtv.vn/ho-tro-lai-suat-2-nam-cho-du-an-xanh-100251216052959826.htm