Bank interest rates today May 8, 2025: Rising, the level...

Bac A Commercial Joint Stock Bank ( Bac A Bank ) has just announced the latest deposit interest rate schedule for individual customers starting today, May 8. This is the second consecutive time the bank has increased deposit interest rates in less than half a month.

Accordingly, Bac A Bank adjusted the mobilization interest rate to increase by 0.2%/year for terms from 1-11 months, and increase by 0.1%/year for terms from 12-36 months.

According to the interest rate table for deposits under 1 billion VND, interest is received at the end of the term, the interest rate for 1-2 month terms increased to 3.9%/year; the 3-month term increased to 4.2%/year; while the bank interest rate for 4 and 5 month terms increased to 4.3% and 4.4%/year, respectively.

Also with an increase of 0.2%/year, bank interest rates for terms from 6-8 months increased to 5.35%/year. Bank interest rates for terms from 9-11 months increased to 5.45%/year.

With an increase of 0.1%/year, Bac A Bank raised the 12-month savings interest rate to 5.7%/year; the 13-15 month term increased to 5.8%/year.

Notably, the interest rate for savings with interest paid at maturity applied to customers with deposits under 1 billion VND, with terms from 18-36 months, has increased back to 6%/year. This is the highest interest rate that Bac A Bank has listed for deposits under 1 billion VND.

With this interest rate increase, Bac A Bank becomes the third bank, after HDBank and Vikki Bank, to officially list deposit interest rates from 6%/year for long terms.

For deposit interest rates applied to deposit accounts of VND 1 billion or more, interest rates are adjusted to increase by 0.2%/year for deposit terms of 1-4 months and 6-11 months, and increase by 0.1%/year for deposit terms of 5 months and terms of 12-36 months.

Specifically, the interest rate for 1-2 month term deposits increased to 4.1%/year; 3 month term increased to 4.4%/year; 4 month term increased to 4.5%/year; 5 month term has approached the ceiling interest rate, up to 4.6%/year.

Interest rates for 6-8 month term deposits are listed at 5.55%/year; the latest interest rate for 9-11 month term deposits is 5.65%/year.

The 12-month interest rate also increased to 5.9%/year, the highest interest rate on the market at this term.

Interest rates for 13-15 month terms hit 6%/year from today, after increasing by 0.1%/year.

Notably, the highest interest rate applied to customers depositing savings of VND1 billion or more at Bac A Bank has jumped to 6.2%/year with deposit terms of 18-36 months. This is also the highest interest rate on the market today according to the official announcement of banks.

Previously, Bac A Bank also increased interest rates on April 24 with an increase of 0.2%/year for terms of 1-11 months and an increase of 0.1%/year for terms of 12-36 months.

Bac A Bank is the second bank to increase deposit interest rates since the beginning of May 2025. Meanwhile, MB is the only bank to reduce deposit interest rates for all terms. Eximbank reduced interest rates by 0.1-0.3%/year for most terms under 36 months, while increasing interest rates for 36-month deposits by 0.3%.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON MAY 8, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.9	4.2	5.35	5.45	5.7	6
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4	4.1	5.1	5.1	5.3	5.6
GPBANK	3.75	3.85	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	4.7	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.6
MB	3.7	4	4.6	4.6	5	5
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.25	3.55	4.55	4.55	4.75	4.75
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
VCBNEO	4.15	4.35	5.4	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.95	6	6
VPBANK	3.7	3.9	4.8	4.8	5.3	5.3