Kienlongbank's counter and online deposit interest rates in May 2025

Kienlongbank counter deposit interest rates May 2025

According to the interest rate schedule applied by Kienlongbank from March 21, until May 2025, the bank will continue to maintain the savings interest rate for individual customers depositing at the counter. The interest rate range for receiving interest at the end of the term currently ranges from 3.3% to 5.25%/year, applicable for terms from 1 month to 60 months.

Specifically, short terms from 1 to 4 months have the same interest rate of 3.3%/year, while the 5-month term is slightly higher at 3.5%/year.

For the medium-term group, from 6 months to 9 months, the interest rate is set at 5.0%/year. For the 10-11 month term, customers enjoy an interest rate of 5.1%/year.

The 12-month term is applied a higher interest rate of 5.3%/year, while the 13- and 15-month terms remain at 5.15%/year. For long terms from 17 months to 60 months, the bank maintains an interest rate of 5.25%/year - this is also the highest rate for over-the-counter deposits.

In addition, for demand deposits and short terms from 1 week to 3 weeks, Kienlongbank applies the lowest interest rate of 0.5%/year, suitable for customers who need flexible liquidity.

Kienlongbank online deposit interest rates May 2025

Kienlongbank has updated a new online savings interest rate table from March 21, with interest rates ranging from 4.1% to 5.45%/year, for individual customers depositing for terms from 1 month to 60 months.

Specifically, the 1-4 month term group is applied an interest rate of 3.7%/year, while the 5 month term group is increased to 3.9%/year. This is a significantly higher rate than the interest rate at the counter for the same term.

Average terms from 6 to 9 months have online interest rates from 5.1% to 5.2%/year. Particularly, terms of 10-11 months are increased to 5.3%/year.

Customers who deposit online for a 12-month term will enjoy an interest rate of 5.5%/year - 0.2 percentage points higher than at-the-counter deposits. In particular, for deposits from 13 months to 60 months, the interest rate ranges from 5.35% to 5.45%/year, helping to optimize profits for those who choose long-term deposits via digital channels.

It can be seen that Kienlongbank is applying an attractive interest rate policy, especially online savings with outstanding interest rates of 0.1% - 0.2%/year compared to at-the-counter deposits. For customers with long-term savings plans, choosing terms of 12 months or more via online will bring optimal profitability.

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Source: https://baonghean.vn/lai-suat-tien-gui-tai-quay-va-online-cua-kienlongbank-thang-may-2025-10297100.html