Vietnam.vn - Nền tảng quảng bá Việt Nam

A bank lowered interest rates for 2 days, then raised them back to the old level.

VietNamNetVietNamNet28/06/2023


On the morning of June 28, CBBank adjusted its deposit interest rates. Specifically, the 6-month online deposit interest rate was listed by CBBank at 7.85%/year.

Similarly, the interest rate for 7-11 month deposits announced by this “zero dong” bank is 7.95%. The interest rate for 12 month deposits is 8.15%, and for deposits of 13 months or more, the interest rate is 8.25%/year.

Previously, on June 26, CBBank listed the online deposit interest rate for a 6-month term down to 7.3%/year. The deposit interest rate for a 7-11 month term also dropped sharply from 7.95% to 7.4%/year.

Interest rates for 12-month deposits have dropped from 8.15% to just 7.6% per year. Deposits for 13 months or more are now 7.7% per year after dropping from 8.25% per year.

Thus, after 2 days, CBBank's deposit interest rate returns to the old interest rate. The online savings interest rate table is noted as "applicable from June 19", which means the day this bank only adjusts the deposit interest rate for terms under 6 months.

Interest rates today, June 28, apart from CBBank, the market did not record any other banks changing interest rates. This is a rare thing in banks in the past 2 months.

Since the beginning of June, the market has recorded more than 20 banks reducing deposit interest rates, including: Agribank, Vietcombank, BacA Bank, NamA Bank, PVCombank, TPBank, BaoViet Bank, GPBank, BIDV, Sacombank, VIB, HDBank, NCB, OCB, BVBank, VPBank, SCB, VietA Bank, TPBank, SHB , HDBank, KienLongBank, MB, ABBank, LPBank, OceanBank, and Saigonbank.

Of which, BIDV , VietinBank, VPBank, BaoViet Bank, Saigonbank, VietA Bank, OCB, SCB, GPBank are the banks that have reduced interest rates twice since the beginning of the month.

TPBank alone reduced interest rates 3 times in June; VIB and HDBank adjusted 4 times, while NCB adjusted 5 times.

Currently, the lowest interest rates on the market are still at state-owned commercial banks including Agribank, BIDV, VietinBank and Vietcombank.

This shows that the “big 4” group has an excess of money supply, ready to provide low-interest capital for businesses and individuals in need.

Currently, all four banks have the same interest rate for deposits with terms of 12 months or more, which is 6.3%/year. While the difference occurs in deposits with terms of less than 12 months.

At Agribank, the interest rate for 1-2 month term is 4.3%/year, 3-5 month term is 4.5%/year, 6-9 month term is 5.7%/year.

At VietinBank, the interest rate for 1-3 month term is 3.4%/year, 3-5 month term is 4.1%/year, 6-9 month term is 5%/year.

At Vietcombank, the interest rate for 1-2 month deposits is only 3.6%/year, 3-5 month deposits is 4.3%/year, and 6-11 month deposits has an interest rate of 5.2%/year.

Meanwhile, BIDV listed the interest rate for 1-2 month term deposits at 4%/year, 3-5 month term deposits at 4.5%/year, and 6-11 month term deposits at 5.6%/year.

HIGHEST INTEREST RATES AT BANKS ON JUNE 28 (%/year)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 4.3 4.5 5.7 5.7 6.3 6.3
BIDV 4 4.5 5.6 5.6 6.3 6.3
VIETCOMBANK 3.6 4.3 5.2 5.2 6.3 6.3
VIETINBANK 3.4 4.1 5 5 6.3 6.3
CBBANK 4.2 4.3 7.85 7.95 8.15 8.25
VIETBANK 4.75 4.75 7.8 7.7 7.8 7.8
GPBANK 4.75 4.75 7.8 7.9 8 8.1
ABBANK 4.75 4.75 7.7 7.75 7.8 7.8
NAMA BANK 4.75 4.75 7.6 7.7 7.7 7.5
BACA BANK 4.75 4.75 7.6 7.7 7.8 7.9
EXIMBANK 4.75 4.75 7.5 7.5 7.6 7.6
VIETA BANK 4.6 4.6 7.4 7.4 7.6 7.6
SCB 4.75 4.75 7.35 7.35 7.45 7.25
OCEANBANK 4.75 4.75 7.3 7.4 7.5 7.8
NCB 4.75 4.75 7.3 7.4 7.6 7.5
HDBANK 4.25 4.25 7.3 6.9 7.3 7.1
PGBANK 4.75 4.75 7.3 7.3 7.5 7.5
OCB 4.6 4.75 7.3 7.4 7.6 7.4
MSB 4.75 4.75 7.3 7.3 7.4 7.4
SHB 4.75 4.75 7.2 7.2 7.7 7.7
VPBANK 4.65 4.65 7.1 7.2 7.1 6.3
BVBANK 4.4 4.7 7.1 7.4 7.7 7.8
TPBANK 4.55 4.75 7 7 7
SAIGONBANK 4.75 4.75 7 7.1 7.4 7.4
PVCOMBANK 4.25 4.25 7 7.4 7.7 7.8
BAOVIETBANK 4.6 4.7 7 7.1 7.7 7.6
TECHCOMBANK 4.45 4.45 6.9 6.9 6.9 6.9
VIB 4.75 4.75 6.8 6.8 7
SEABANK 4.75 4.75 6.8 6.95 7.1 6.9
KIENLONGBANK 4.75 4.75 6.7 6.9 7.1 7.3
SACOMBANK 4.75 4.75 6.6 6.9 7.2 7.35
MB 4.55 4.55 6.4 6.5 7 6.8
LPBANK 4.55 4.55 6.4 6.4 6.6 7.4


Source

Comment (0)

No data
No data
Lotus blooming season attracts tourists to the majestic mountains and rivers of Ninh Binh
Cu Lao Mai Nha: Where wildness, majesty and peace blend together
Hanoi is strange before storm Wipha makes landfall
Lost in the wild world at the bird garden in Ninh Binh
Pu Luong terraced fields in the pouring water season are breathtakingly beautiful
Asphalt carpets 'sprint' on North-South highway through Gia Lai
PIECES of HUE - Pieces of Hue
Magical scene on the 'upside down bowl' tea hill in Phu Tho
3 islands in the Central region are likened to Maldives, attracting tourists in the summer
Watch the sparkling Quy Nhon coastal city of Gia Lai at night

Heritage

Figure

Business

No videos available

News

Political System

Local

Product