At the Cashless Day press conference organized by Tuoi Tre newspaper on June 2, Mr. Pham Anh Tuan, Director of the Payment Department, said that the State Bank has deployed a project to store data on accounts, cards, e-wallets... suspected of fraud sent by credit institutions. Currently, the data store has 350,000 suspected accounts (black accounts) and is being shared with credit institutions for further contributions.
On April 1, the Bank for Investment and Development of Vietnam ( BIDV ) was the first unit to deploy the feature "warning customers before they transfer money to accounts on the suspect list". After more than a month of deployment, this feature helped more than 40,000 BIDV customers stop transferring money, preventing losses of over 160 billion VND.
In June and July, Mr. Tuan said that four more banks will deploy this feature, including Vietcombank, MB, Vietinbank and Agribank . After that, the State Bank will expand the deployment across the industry and share it with units in need. Thereby, the number of fraudulent transactions prevented will increase significantly, thanks to the feature that promptly warns customers before pressing the button to transfer money to accounts on the "black list".
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| Mr. Pham Anh Tuan, Director of Payment Department (State Bank) at the press conference on Cashless Day on June 2. Photo: TTO |
The Director also informed that the management agency plans to tighten the opening of corporate accounts in the near future. Currently, it is still relatively easy to open corporate accounts through authorized persons, so many scammers take advantage of this to receive fraudulent money. However, the management agency is amending the regulations, requiring business owners to personally go to bank branches to open accounts, as one of the measures to prevent online scammers.
Recently, the police discovered for the first time a ring using AI technology to fake biometrics to launder more than 1,000 billion VND for an online gambling website.
"We have also known about this incident and have taken action, requiring banks to comply with and meet biometric regulations. The fight against cyber fraud is never-ending, credit institutions need to pay attention," Mr. Tuan shared.
At the conference, the State Bank also informed that the country currently has 200 million bank accounts. However, after the banking industry cleaned up its data warehouse and implemented biometrics, the number of "live" accounts remaining is 113 million personal accounts and over 711,000 organizational accounts. These are accounts that have had their biometric information compared with the national population database. It is expected that in September, the bank will also close accounts that have not been biometrically authenticated to prevent criminals from taking advantage of fraud.
According to vnexpress.net
Source: https://baoapbac.vn/kinh-te/202506/nganh-ngan-hang-phat-hien-350000-tai-khoan-den-1044276/
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