Why do you need to know the information on your savings book?
Knowing the information on the savings book helps you control the amount of money deposited, determine the correct term, interest rate and related terms. In case of dispute, the savings book is important legal evidence.
When withdrawing money, transferring or doing other procedures related to the savings book, you need to provide complete information on the book.
Required content on savings book
A valid savings book usually includes the following information:
Sender information:
- Full name
- Date of birth
- ID card/passport number
- Permanent address
Bank information:
- Bank name
- Branch
- Bank address
Deposit information:
- Savings book number
- Initial deposit amount
- Currency type
- Deposit term
- Opening date
- Due date
- Applicable interest rate
- Interest payment method (payment into account, payment in cash,...)
Terms and Conditions:
- Regulations on early withdrawal
- Regulations on lost books
- Regulations on transfer
- Other information as required by the bank
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Minimum amount when opening a savings account
Normally, the minimum amount to open a savings account ranges from 100,000 - 1,000,000 VND depending on the type:
Non-term savings book: Minimum amount is usually lower, only from 100,000 VND.
Term savings book: Minimum amount may be higher, from 1,000,000 VND or more.
Depends on the bank: Each bank has its own policies, so the minimum amount may vary.
No maximum amount limit when opening a savings account: Usually, banks do not set an upper limit on the amount of money you can deposit in a savings account. You can deposit any amount greater than or equal to the minimum amount specified by the bank.
Note when checking savings book
When receiving the savings book, you should carefully check the information on the book to ensure accuracy. If you find any errors, immediately notify the bank for support to correct them.
Keep your savings book carefully, avoid losing, tearing or blurring the information on the book. Before signing a savings contract, read the terms carefully to understand your rights and obligations. Deposit money at reputable banks to ensure the safety of your money.
Source: https://vtcnews.vn/nhung-noi-dung-phai-co-tren-so-tiet-kiem-ar903554.html
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