Where will the money "flow" in the second half of 2025?

VTV.vn - A big question for investors today is, in the second half of 2025, which investment channel will be effective?

Investment matrix

Bank savings

In the context of USD savings interest rates in Vietnam remaining at 0%/year according to the State Bank's regulations, many individual investors are reconsidering their financial strategies. Many investors are concerned about the devaluation of the VND. In fact, in 2024, the VND depreciated about 4.8% against the USD, making saving in VND not guarantee the real value of the asset.

Stock

In this situation, many investors are looking for other investment channels to preserve and increase the value of assets, but choosing another investment channel is not easy. Securities is an investment channel that requires investors to understand the industry and need experience and specialized expertise to be able to make a profit with this investment channel that requires a lot of intelligence.

Yellow

Traditional gold hoarding is not a good idea when the gold price has increased too much, buyers find it difficult to predict the increase or decrease of gold price. There are even times when the gold price increases so rapidly that investors feel suffocated, unable to keep up with this fluctuation and cannot accurately predict the situation to invest.

Real estate:

In the context of many macroeconomic fluctuations, real estate still maintains its position as an attractive investment channel in Vietnam.

However, the apartment rental segment is facing major challenges. A report by the Vietnam Association of Realtors (VARS) shows that the profit margin from apartment rentals is currently generally below 2% and tends to decrease due to high capital costs. The growing gap between purchase price and rental price has caused many investors to reconsider their investment strategies.

Faced with this situation, the trend of investing in cash flow real estate – products that can generate stable income from business activities such as resorts, trade, and services – is becoming popular. This is considered an optimal solution, ensuring both a steady cash flow and the potential to increase asset value in the long term.

Ban Mong Resort & Funfair: "MONEY PRINTING MACHINE" for life with 5%/year profit in USD

In that context, the Mini Hotel at Ban Mong Resort & Funfair was born as a pioneer symbol of the cash flow real estate model in Sa Pa - a safe investment solution and brings attractive profits. This is what people with idle money really expect, about an asset that generates stable and safe cash flow. With this "money printing machine", investors can relax without having to worry about management or waste time thinking about it.

Customers investing in a luxury hotel in Ban Mong are guaranteed a profit of 5%/year in USD by the Investor, with a Lifetime Leaseback Contract. This is an attractive and extremely safe policy at the present time. Accordingly, investors do not have to worry about the devaluation of VND. Moreover, with an outstanding policy with zero risk, customers can resell to the Investor when they urgently need capital.

When the interest rate for USD deposits at banks is 0%, the profit of 5%/year in USD at Ban Mong is truly a "rare commodity" on the market.

According to the investor CTX Holdings: "This policy is aimed at financially savvy investors with good cash flow capacity but have not yet found a safe and leisurely investment channel. We realize that many people are "stuck" in the problem of operational management when investing in Homestay or Airbnb: investing a lot of capital, but the cash flow is difficult to get, the effort is hard. From understanding that "pain", we launched the Mini Hotel product line in Ban Mong - a "leisurely" investment solution: you just need to sign a contract and leisurely receive a profit of 5%/year USD regularly, while still having 100 nights of vacation each year at the Mini Hotel Ban Mong system - without having to worry about operational management or business performance of the Investor."

Ban Mong Resort & Funfair is located on the slope of Ham Rong mountain, Cau May ward - only 2 km from the center of Sa Pa. This is a dedicated product following the success of the 5-star Pao's Sapa Leisure Hotel, by the project developer Vietnam Construction Investment and Trading Joint Stock Corporation (CTX Holdings).

With the thirst for supply of large-scale luxury resorts with integrated multi-services, Ban Mong Resort & Funfair is a bright spot attracting capital from investors looking for cash flow real estate products that bring stable rates of return and sustainable asset value, increasing over time.

From systematic development planning, flexible exploitation model to professional operation by Pao's Sapa Leisure Hotel - this helps customers feel secure about the ability to preserve capital as well as operational efficiency and profit commitment given by the Investor.

Contact information:

Project name: Ban Mong Luxury Resort.

Hotline: 0967965151

Email: banmong@ctx.vn

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Source: https://vtv.vn/bat-dong-san/nua-cuoi-nam-2025-tien-se-chay-ve-dau-2025052111321446.htm