Delegates attended the meeting to consolidate the activities of the People's Credit Fund after the merger.
Ms. Nguyen Thi Ngoc Thu - Acting Director of Lam Dong Provincial Bank for Social Policies said: In the first 6 months of the year, the provincial budget, district, city and town budgets (of the 3 provinces of Lam Dong, Binh Thuan and Dak Nong before the merger) transferred 310.6 billion VND (+19.6%) entrusted through the Bank for Social Policies to lend to poor households and other policy beneficiaries, raising the balance of entrusted investment capital in the locality to June 30, 2025 to 2,010 billion VND, accounting for 11.5% of the total capital (the national rate is 14.7%), completing 172.6% of the assigned plan.
Ms. Nguyen Thi Ngoc Thu - Acting Director of the Bank for Social Policies of Lam Dong province reported at the meeting.
The Branch's 6-month loan turnover was VND 3,506 billion; total outstanding debt as of June 30, 2025 reached VND 17,401 billion, up 7.6% compared to the beginning of the year, completing 93.2% of the growth plan assigned by the General Director of the Vietnam Bank for Social Policies, with 289,729 borrowing households and 6,460 savings and credit groups (TK&VV); outstanding debt entrusted through socio -political organizations reached VND 17,370 billion, accounting for 99.8% of total outstanding debt, up 7.6% compared to the beginning of the year; overdue debt was VND 19.8 billion, accounting for 0.11% of total outstanding debt...
From the capital of preferential credit programs in the first 6 months of 2025, 11,043 poor households, near-poor households, and newly escaped poverty households have been able to borrow capital; create jobs, maintain and expand jobs for 14,524 workers; help 20,879 households borrow capital to build clean water works and standard toilets in rural areas, contributing to improving the living environment; build 136 houses; create conditions for 9,475 students in difficult circumstances to borrow capital to cover study expenses; support 63 households to borrow capital to develop the socio-economy in ethnic minority and mountainous areas and 141 households to borrow capital and people who have completed their prison sentences to borrow capital, thereby contributing to ensuring social security and socio-political stability in the province...
Ms. Vo Thi Minh Thao - Deputy Director of the Lam Dong Branch of the People's Credit Fund reported on the first 6 months of the year's activities in Binh Thuan (old) area.
The Lam Dong Provincial Social Policy Bank Branch has completed the merger. Announced the establishment of the Branch, established 2 Social Policy Bank Transaction Offices in Dak Nong and Binh Thuan (Headquarters of 2 branches in Dak Nong and Binh Thuan); renamed 25 Social Policy Bank Transaction Offices; announced the Decision to assign the Director of the Lam Dong Provincial Social Policy Bank Branch; transferred and appointed leadership positions under the authority of the branch... After the merger, the Lam Dong branch has 418 officers and employees, including 349 professional officers, with 27 Social Policy Bank Transaction Offices and 1 Branch Headquarter, with 329 Transaction Points in 124 commune-level administrative units and special zones.
Mr. Vu Anh Duc - Deputy Director of the Lam Dong Provincial Social Policy Bank Branch reported on the operation of the Dak Nong Provincial Social Policy Bank (old).
The Lam Dong Provincial Branch of the Vietnam Bank for Social Policies proposed to the Provincial People's Committee, the Vietnam Fatherland Front Committee of Lam Dong Province and socio-political organizations a number of contents, aiming to perfect the apparatus, ensure safety and convenience for policy credit activities; at the same time, continue to seriously and effectively implement Directive No. 39-CT/TW dated October 30, 2024 of the Central Party Secretariat on enhancing the effectiveness of social policy credit in the new period...
Mr. Vo Van Thanh - Deputy Director of State Bank Branch Region 10 assessed policy credit activities after the merger.
The leaders of the Social Policy Bank Branch and members of the Board of Directors of the Social Policy Bank of Lam Dong province spoke to evaluate the activities of the Social Policy Bank Branch in the first 6 months of the year, identify tasks and solutions for the last 6 months of the year... the situation of arranging and organizing the apparatus to implement the 2-level government; the coordination work to organize 329 transaction points and difficulties in the operation process...
Mr. Vo Duc Tuan - Deputy Director of the Department of Finance proposed to increase efficiency and strengthen control over policy credit activities.
Concluding remarks of the meeting, Vice Chairman of the Provincial People's Committee Vo Ngoc Hiep acknowledged the achievements of policy credit activities; timely coordination with localities to effectively implement the activities of transaction points... However, there are some indicators after the merger that need to be overcome such as: high overdue debt of 0.12%; low rate of non-cash transactions...
Vice Chairman of the Provincial People's Committee Vo Ngoc Hiep delivered a concluding speech.
Vice Chairman Vo Ngoc Hiep requested the VBSP to urgently advise: Submit a mechanism to perfect the operation of the new Representative Board; submit a Resolution with criteria (compared with the old provinces) in the last 6 months of the year. Assign the Department of Finance to preside with the VBSP to review documents (when the lending regulations have not been submitted) for the Provincial People's Committee to select the applicable regulations...; continue to transfer the government's entrusted capital to the VBSP...
Source: https://baolamdong.vn/pho-chu-tich-ubnd-tinh-lam-dong-vo-ngoc-hiep-chu-tri-kien-toan-hoat-dong-nhcsxh-sau-sap-nhap-381901.html
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