According to the Social Insurance Law 2024, from July 1, 2025, in addition to enjoying retirement benefits under the pension regime, social insurance participants will also enjoy a number of other regimes.
Specifically, pension adjustment, pension level is not a fixed level at the time of retirement, but will be periodically adjusted by the Government to ensure value.
For male workers with more than 35 years of social insurance participation and female workers with more than 30 years of social insurance contribution, in addition to monthly pension (maximum benefit of 75%), they will also receive a one-time allowance upon retirement.
According to the Social Insurance Law 2024, the one-time pension is divided into two cases. If the employee is eligible for a pension and completes the procedures for receiving the pension, he/she will receive a one-time pension. This pension is calculated at 0.5 times the average salary used as the basis for social insurance contributions for each year of excess contributions. This calculation remains the same as the Social Insurance Law 2014.
Pay pension to beneficiaries in cash.
In the case of employees who are eligible for pension but continue to participate in social insurance after retirement age, they will receive a one-time benefit at a higher level. Each additional year of contribution will receive 2 times the average salary used as the basis for social insurance contributions, 4 times higher than the 2014 Social Insurance Law.
In addition, pensioners are also given free health insurance cards from the time they receive their pension until they die with high benefits. The health insurance benefit level for pensioners is 95%.
In addition, in addition to the above regimes, relatives of pensioners are entitled to death benefits if the pensioner dies during the period of receiving monthly pension. Death benefits include funeral allowance equal to 10 times the basic salary in the month in which the pensioner dies and monthly death benefits or one-time death benefits.
To improve pension levels to ensure security in old age, workers can choose to participate in the supplementary pension insurance scheme. This policy is stipulated in the Law on Social Insurance 2024, which is a voluntary insurance type based on market principles to supplement the pension scheme in compulsory social insurance.
According to statistics from the Vietnam Social Security, there are currently nearly 3.4 million people nationwide receiving monthly pension and social insurance benefits. The average monthly pension in 2024 is about 6.2 million VND/month.
According to baotintuc.vn
Source: https://baolaocai.vn/se-co-them-mot-so-che-do-cho-nguoi-nghi-huu-tu-172025-post402914.html
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