SHB supports export enterprises with USD loan interest rates from only 4.5%/year

In order to accompany export enterprises to overcome challenges and optimize opportunities in the context of global economic fluctuations, Saigon - Hanoi Commercial Joint Stock Bank (SHB) officially launched a comprehensive financial solution package with USD loan interest rates from only 4.5%/year and a flexible export financing policy for enterprises without collateral.

According to the General Statistics Office, in the first quarter of 2025, Vietnam's total import-export turnover reached 202.52 billion USD - an increase of 13.7% over the same period. However, many businesses are facing difficulties in accessing capital, especially due to lack of collateral and exchange rate fluctuations.

Faced with that situation,SHB has implemented an export financing package guaranteed by the government to collect debt from export contracts, export L/Cs or export documents, with outstanding advantages: pre-shipment financing: up to 90% of the export LC value or 80% of the export contract, term up to 12 months; post-shipment financing: up to 98% of the export document value, term up to 6 months; granting unsecured credit limits of up to VND 200 billion/enterprise, term 12 months.

In particular, from now until December 31, 2025, SHB applies competitive USD loan interest rates from only 4.5%/year, helping businesses optimize financial costs. The bank also waives or reduces up to 66 types of fees, including money transfer fees, electronic banking transaction fees, LC notification/amendment fees, export document processing fees, etc. For foreign currency buying and selling rates, the bank applies a discount of up to 150 points, applicable to major currencies such as USD, EUR, JPY, GBP, KRW.

SHB not only provides timely capital but is also a strategic partner, contributing to promoting domestic production, expanding export markets and international economic integration. The Bank is currently implementing many specialized credit packages for each industry group, while connecting input and output markets, contributing to improving the competitiveness of Vietnamese enterprises. These are parallel steps, actively responding to Resolution No. 68-NQ/TW of the Politburo on Private Economic Development and Resolution No. 59-NQ/TW on International Integration in the New Situation.

In the 2024-2028 transformation strategy, SHB aims to become a TOP 1 Bank in terms of efficiency; the most favorite Digital Bank; the best Retail Bank and at the same time a TOP Bank providing capital, financial products and services to strategic private and state corporate customers, with a supply chain, value chain, ecosystem, and green development. Vision to 2035, SHB will become a modern retail bank, a green bank, a digital bank in the TOP of the region.

Source: https://baodautu.vn/shb-tiep-suc-doanh-nghiep-xuat-khau-voi-lai-vay-usd-chi-tu-45nam-d333750.html