Improve life
According to Decision No. 365/2004/QD-NHNN dated April 13, 2004 of the Governor of the State Bank of Vietnam on lending to Vietnamese workers working abroad and Decree No. 61/2015/ND-CP dated July 9, 2015 of the Government regulating policies to support job creation and the national employment fund, cases eligible for loans to work abroad include: Workers from poor and near-poor households, ethnic minorities, households whose agricultural land has been recovered, workers who are relatives of people with revolutionary contributions... The maximum loan amount for these cases is 100% of the cost of working abroad according to the contract signed between the worker and the enterprise sending the worker to work abroad. The loan interest rate is 6.6%/year.
Staff of the Lam Binh District Social Policy Bank Transaction Office guide people through loan procedures.
Surveying the reality in Lam Binh district, through preferential loans, many individuals have the opportunity to work abroad with high income. Typically, in the past, the economic conditions of Mr. Quan Van Hy's family, Ban Bo village, Thuong Lam commune (Lam Binh) were very difficult. Many times he intended to work abroad, but due to high costs, the family could not manage. In early 2024, with guidance from the district's Social Policy Bank staff, Mr. Hy's family had access to preferential loans to work abroad in Taiwan with an amount of 53 million VND. Ms. Bui Thi Vien (Mr. Hy's wife) said: "Thanks to the bank's preferential loans, my family has had the conditions to send my husband to work abroad. After more than 1 year of working abroad, my family has now paid off all the debt to the bank, and at the same time has some capital to develop the economy and stabilize life".
Similarly, the family of Mr. Xin Van Tu (whose son Xin Van Lanh went to work in Japan), Thuong Minh village, Hong Quang commune (Lam Binh) also had access to capital from the program to send his son to work in Japan. He said: "Thanks to accessing preferential loans for ethnic minority households to work abroad from the Lam Binh District Social Policy Bank Transaction Office with an amount of 70 million VND, my family has reduced financial worries when sending their son to work abroad. Thanks to the loan, my son has been able to work abroad and has a stable job, earning 28 - 30 million VND/month."
Facilitate procedures
According to the report of the Lam Binh District Social Policy Bank Transaction Office, up to now, the whole district has 63 customers borrowing capital for labor export with outstanding debt of nearly 3 billion VND. Through the inspection of the District Social Policy Bank Transaction Office, the cases of borrowing capital for labor export all have stable jobs and incomes, many individuals working abroad earn from 30 - 40 million VND/month. Customers borrowing capital all pay interest and part of the principal on time.
Mr. Nguyen Quynh Hung, Director of the Lam Binh District Social Policy Bank Transaction Office, said: In order for the labor export loan program to be effective, in recent times, the Lam Binh District Social Policy Bank Transaction Office has coordinated with the district's mass organizations and local Party committees and authorities to promote the propaganda of the Party's guidelines, the State's policies and laws on labor export. At the same time, information on the foreign labor market is disseminated so that people can make appropriate choices. In particular, the unit also creates favorable conditions for procedures to promptly disburse loans to workers under contracts.
The timely implementation of the labor export credit policy program of the Lam Binh District Social Policy Bank Transaction Office in recent years has become an important capital channel, contributing to job creation, sustainable poverty reduction, and promoting socio-economic development in localities.
Source: https://baotuyenquang.com.vn/von-tin-dung-chinh-sach-uu-dai tro-luc-xuat-khau-lao-dong-212911.html
Comment (0)