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In the first 6 months of the year, Agribank reduced loan interest rates 3 times to support people and businesses.

Báo Đại biểu Nhân dânBáo Đại biểu Nhân dân15/06/2024

Implementing the direction of the Government and the State Bank in focusing on removing difficulties for production and business, promoting growth and stabilizing the macro economy, Agribank has made efforts to adjust deposit interest rates and reduce operating costs to create conditions to reduce lending interest rates to support customers, meeting capital needs for the economy.

Agribank always promptly supports people and businesses

Since the beginning of 2024, Agribank has adjusted the lending interest rate floor three times, in which the short-term lending interest rate has decreased by 0.5% - 1%/year, the medium and long-term lending interest rate has decreased by 1 - 1.5%/year compared to the beginning of the year. Accordingly, the floor interest rate for Agribank's normal short-term loans is only from 5.0%/year, and for medium and long-term loans is only from 7.5%/year. Previously, sharing the difficulties with customers, Agribank supported a direct reduction in lending interest rates for over 1 million existing loans with an estimated support amount of 700 billion VND. In recent times, Agribank has proactively and flexibly provided credit capital for the economy and served production and business activities, focusing on 3 main growth drivers: consumption, export, investment and prioritizing 5 key areas including export, agriculture, high technology, small and medium enterprises, supporting industry. Along with the interest rate reduction policy, Agribank has implemented preferential credit programs with a total scale of 220,000 billion VND for individual customers, SMEs, large enterprises, import and export enterprises... with an average lending interest rate lower by 1% - 2.5%/year compared to the normal interest rate. With the current lending interest rate policy, Agribank continues to send the message of sharing difficulties, supporting people and businesses to optimize borrowing costs, meeting living needs, promptly supplementing capital sources to restructure operations, serving production and business, contributing to promoting economic growth.

Duc Kien

Source: https://daibieunhandan.vn/kinh-te-xa-hoi/6-thang-dau-nam-agribank-3-lan-giam-lai-suat-cho-vay-ho-tro-nguoi-dan-doanh-nghiep--i375682/

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