Based on the macroeconomic context, market trends, and tariff policies,ACB has introduced specialized financial solutions to support agricultural and aquatic product businesses in strengthening their financial foundations, enabling them to confidently seize opportunities and bring Vietnamese-branded products to the international market.
The conference also affirmed ACB's long-term strategy of developing specialized financial solutions through its strength in deep understanding the specific characteristics of different industries.

The conference, organized by ACB, aimed to connect experts and businesses in the industry.
From a macroeconomic perspective
According to economist Nguyen Xuan Thanh, a senior lecturer on public policy at Fulbright University Vietnam, Vietnam's economy is projected to grow by approximately 8% in 2025, but these positive indicators do not fully reflect the actual difficulties that businesses are facing.
Entering 2026, the high growth target presents many challenges, in which the way macroeconomic policies are managed will directly impact businesses' access to capital and financing costs. Public investment continues to be an important driver of growth, but at the same time puts pressure on credit and interest rates.
“The coming period will not be an easy time for growth. Businesses need to prepare for a prolonged volatile environment, with pressure on capital, interest rates, exchange rates, and competition. Enhancing financial capacity, risk management, and adaptability will be just as important, if not more important, than short-term growth rate,” Mr. Thanh emphasized.

Economist Nguyen Xuan Thanh shared his views at the conference.
In addition, the legal environment is also changing rapidly. Ms. Dang Mai Kim Ngan – Deputy General Director of Deloitte Vietnam – believes that the period 2025–2026 will witness many important adjustments to value-added tax, corporate income tax, and the global minimum tax rate, directly impacting business operations, especially in the agricultural and export sectors.
In this context, businesses need to proactively develop tax risk management strategies and frameworks, integrated with corporate governance and technology applications, to enhance their adaptability and achieve sustainable development.
Understanding the challenges businesses are facing, ACB organized this conference to support businesses in finding optimal financial solutions. Speaking at the event, Mr. Ngo Tan Long – Deputy General Director of ACB – said that inviting leading economic experts to the conference to analyze and share trends helps businesses find optimal solutions regarding capital, costs, and effective financial management methods, contributing to stable and sustainable development.
"A strong financial foundation is one of the key factors in strengthening a business's internal capacity and increasing its competitiveness in the market," Mr. Long said.

Mr. Ngo Tan Long – Deputy General Director of ACB – spoke at the event.
Finding solutions in the face of change.
Within the framework of the event, ACB introduced a set of financial solutions specifically designed for agricultural and aquatic businesses, focusing on three objectives: meeting capital needs, managing foreign exchange, and optimizing operations.
Specifically, with its business loan solution, ACB will provide flexible financing for the entire export cycle – before and after shipment, and OPLC will purchase the entire set of documents after shipment – helping to shorten the capital recovery time. Businesses can access unsecured working capital loans up to 80% of the contract value, supporting timely procurement during the season.
In terms of foreign exchange management, banks help businesses hedge against risks from fluctuations in exchange rates and interest rates. When using online international money transfer services, businesses also benefit from preferential rates and the ability to maintain the foreign exchange rate for up to 48 hours, saving time and optimizing costs.

Seminar "Solutions in the face of fluctuations for the agricultural and fisheries sectors".
Regarding financial management solutions, ACB will support the standardization of operations and optimization of cash flow, from digitizing revenue and expenditure processes, payroll disbursement, and QR code transactions, to connecting accounting systems and distributor financing.
Along with numerous service benefits, these solutions help businesses enhance transparency, shorten processing times, reduce operating costs, and meet documentation and tax regulation requirements.
Regarding support for green transformation, ACB's 5,000 billion VND green credit package with interest rates 2-3% lower supports businesses investing in emission reduction, traceability, and meeting sustainability standards.
ACB once again affirms its commitment to supporting the development of businesses. Financial solutions designed by a team of experts with in-depth knowledge of industry specifics, market trends, and practical needs aim to strengthen businesses' resilience, enabling them to proactively respond to fluctuations and confidently achieve sustainable growth.
To learn more about financial solutions for businesses, customers can visit https://acb.com.vn/ or go to the nearest ACB branch/transaction office or contact the 24/7 customer service hotline: 028 38 247 247.
Source: https://dantri.com.vn/kinh-doanh/acb-to-chuc-hoi-nghi-nganh-nong-san-va-thuy-san-giai-phap-trong-bien-dong-20251216154221316.htm






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