Ensuring capital sources for agricultural and rural development

Agribank branches in the province promote capital mobilization, ensuring capital sources for agricultural and rural development.

To mobilize idle capital from the people, Agribank branches in the area have promoted and promoted the contents and utilities of deposit mobilization products in a professional manner; assigned capital mobilization targets to each officer in the unit; authorized the State Treasury and the tax sector in the area to collect budget revenue, contributing to increasing the capital balance; encouraged customers to open payment accounts and use the bank's products and services; improved the quality of payment services, and implemented good corporate culture in transactions with customers.

In addition, banks have also implemented many bonus savings programs. Just counting the bonus savings program "Spring accumulation, full fund" implemented from December 10, 2024 to March 31, 2025, Agribank branches in the province have mobilized hundreds of billions of VND with more than 8,000 customers participating. At the announcement ceremony of the "Spring accumulation, full fund" bonus savings prize held at Agribank Thanh Hoa , Ms. Ha Thi Tuc, a customer of Agribank Quan Hoa, was the lucky winner of the first prize with a prize worth 150 million VND. Ms. Tuc said: “As a regular customer of Agribank Quan Hoa, through transaction activities, I find all procedures quick, efficient and safe, Agribank's services convenient and high quality, the service attitude of each staff is very enthusiastic. This is also the reason why I and many other customers have been attached to and accompanied Agribank for many years."

It is known that in the award ceremony of the savings program "Spring accumulation, full fund",

Agribank Thanh Hoa has 53 winning customers with a total prize of 323 million VND.

In order to effectively mobilize capital from the people, Agribank branches in the province have proposed many capital mobilization solutions, in which the role and responsibility of each officer and employee in capital mobilization work in the locality are promoted; establishing a steering group for capital mobilization work at each affiliated branch, participating in proposing implementation solutions when there is a new deposit product program, customer care, and monitoring capital mobilization competition. As of May 2025, the total mobilized capital of Agribank branches in the province reached more than 61,000 billion VND.

Along with doing well in capital mobilization, disbursement and capital supply for the economy have also achieved many positive results, with total outstanding loans reaching nearly 70,000 billion VND; of which, outstanding loans for the agricultural sector account for nearly 90% of total outstanding loans. Through timely capital supply, banks have actively contributed to the success of key economic programs of the province, the National Target Program on New Rural Development; actively supported enterprises and production households nationwide to recover and develop production and business effectively. Along with lending, Agribank branches in the area also focus on developing many products and services, helping customers access modern and convenient payment services; opening non-term deposit accounts, payment accounts, issuing ATM cards, paying salaries via card accounts, developing Mobile banking service groups,

E-Mobile banking, Internet banking; domestic electronic money transfer services, foreign currency trading, remittance payments...

In the coming time, Agribank branches in the province will continue to restructure outstanding credit, prioritizing lending capital to the fields of agriculture, rural areas, exports, supporting industries, small and medium enterprises, high-tech enterprises, key projects, large and effective projects and key areas of the economy. Continue to drastically implement solutions to remove difficulties in credit relations with customers to create favorable conditions for customers to access credit capital. Proactively deploy credit product packages based on chains from production to consumption to improve efficiency and reduce lending costs, support customers to borrow capital for investment, production, business and product consumption, such as lending according to the chain of farmers, purchasing, processing seafood for export...

To ensure capital for agricultural and rural development in the area, banks continue to focus on mobilizing capital, especially idle capital from the people, non-term capital from mass organizations and enterprises to create conditions to reduce loan interest rates for customers and best meet the capital needs of local people; strongly develop modern banking products and services, best meet the needs of people as well as develop non-cash payments locally.

Article and photos: Khanh Phuong

Source: https://baothanhhoa.vn/bao-dam-nguon-von-phuc-vu-phat-trien-nong-nghiep-nong-thon-250274.htm