Today, January 17, Vietnam Joint Stock Commercial Bank for Investment and Development (BIDV), Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank) and Vietnam Bank for Agriculture and Rural Development ( Agribank ) simultaneously lowered deposit interest rates for all terms.
Accordingly, BIDV reduced 0.3 percentage points of interest rates for 1-11 month terms. The interest rate for 1-2 month terms after the reduction is only 1.9%/year; for 3-5 months it is 2.2%/year; for 6-9 months it is 3.2%/year; for 12-18 months it is 5.0%.
Meanwhile, Agribank also reduced the interest rate for 1-2 month deposits by 0.2 percentage points to only 1.8%/year. At the same time, this bank sharply reduced the interest rate for 3-5 month deposits by 0.4 percentage points to 2.1%/year. With the interest rate for online deposits for 6-11 month deposits, Agribank reduced it to 3.2%/year.
On VietinBank's side, the online mobilization interest rate for 1-2 month term has dropped to 1.9%/year after a 0.3 percentage point reduction. The term from 3 to under 6 months is 2.2%/year after a similar reduction. The term from 6 to under 12 months is set at 3.2%/year by VietinBank.
Thus, all three state-owned commercial banks have the same highest interest rate of 5 - 5.3%/year. At the lowest, Vietcombank still leads with 1.7%/year for 1 - 2 month term, while the remaining 3 banks have rates below 2%/year.
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