Since October 7, the deposit interest rate market has suddenly become "unusually quiet", with no bank making any adjustments this morning. Where is the highest 6-month deposit rate?
From the beginning of the month until today (October 15), only 3 banks increased deposit interest rates including LPBank, Bac A Bank and Eximbank, while Techcombank is the only bank that reduced interest rates.
According to statistics on 6-month online deposit interest rates , there are currently 19 banks listed at 5%/year or higher. Of which, the highest interest rate is 5.55%/year at Construction Bank (CB) and Dong A Bank (Dong A Bank). Next is National Citizen Bank (NCB) listed at 5.45%/year.
OceanBank and Bac A Bank listed 5.4% and 5.25%/year respectively for this term.
Banks listed with interest rates of 5.2%/year include Vietnam Joint Stock Commercial Bank (BVBank), Bao Viet Bank (BaoViet Bank), Vietnam Export Import Bank (Eximbank), Kien Long Bank (Kienlongbank), Loc Phat Vietnam Bank ( LPBank ), and Vietnam Thuong Tin Commercial Bank (VietBank).
Two banks are listing savings interest rates of 5.1%/year, including Orient Commercial Bank (OCB) and Ho Chi Minh City Development Bank ( HDBank ). GPBank lists interest rates of 5.05%/year.
A series of banks are listing online interest rates of 5%/year for 6-month term deposits, including: An Binh Bank (ABBank), Nam A Bank (Nam A Bank), Prosperity and Development Bank (PGBank), Saigon - Hanoi Bank (SHB), and Vietnam Prosperity Bank (VPBank).
The remaining banks listed 6-month deposit interest rates below 5%/year. Of which, SCB and Vietcombank listed the lowest interest rates, only 2.9%/year. The remaining 3 banks in the big 4 group (Agribank, VietinBank and BIDV) listed 3.3%/year. These are also the few banks listed interest rates below 4%/year for 6-month terms.
| HIGHEST DEPOSITS INTEREST RATES (BY 6-MONTH TERM) AT BANKS ON OCTOBER 15, 2024 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| CBBANK | 3.8 | 4 | 5.55 | 5.5 | 5.7 | 5.85 |
| DONG A BANK | 3.9 | 4.1 | 5.55 | 5.7 | 5.8 | 6.1 |
| NCB | 3.8 | 4.1 | 5.45 | 5.65 | 5.8 | 6.15 |
| OCEANBANK | 4.1 | 4.4 | 5.4 | 5.5 | 5.8 | 6.1 |
| BAC A BANK | 3.8 | 4.1 | 5.25 | 5.35 | 5.7 | 5.85 |
| BAOVIETBANK | 3.3 | 4 | 5.2 | 5.4 | 5.8 | 6 |
| BVBANK | 3.8 | 4 | 5.2 | 5.5 | 5.8 | 6 |
| EXIMBANK | 3.9 | 4.3 | 5.2 | 4.5 | 5.2 | 5.8 |
| KIENLONGBANK | 3.7 | 3.7 | 5.2 | 5.3 | 5.6 | 5.7 |
| LPBANK | 3.9 | 4.1 | 5.2 | 5.2 | 5.6 | 5.9 |
| VIETBANK | 3.8 | 4 | 5.2 | 5 | 5.6 | 5.9 |
| HDBANK | 3.85 | 3.95 | 5.1 | 4.7 | 5.5 | 6.1 |
| OCB | 3.9 | 4.1 | 5.1 | 5.1 | 5.2 | 5.4 |
| GPBANK | 3.2 | 3.72 | 5.05 | 5.4 | 5.75 | 5.85 |
| ABBANK | 3.2 | 3.7 | 5 | 5.2 | 5.6 | 5.7 |
| NAM A BANK | 3.8 | 4.1 | 5 | 5.2 | 5.6 | 5.7 |
| PGBANK | 3.4 | 3.8 | 5 | 5 | 5.5 | 5.8 |
| SHB | 3.5 | 3.8 | 5 | 5.1 | 5.5 | 5.8 |
| VPBANK | 3.6 | 3.8 | 5 | 5 | 5.5 | 5.5 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.8 | 6 |
| VIET A BANK | 3.4 | 3.7 | 4.8 | 4.8 | 5.4 | 5.7 |
| TPBANK | 3.5 | 3.8 | 4.7 | 5.2 | 5.4 | |
| MSB | 3.7 | 3.7 | 4.6 | 4.6 | 5.4 | 5.4 |
| VIB | 3.2 | 3.6 | 4.6 | 4.6 | 5.1 | |
| TECHCOMBANK | 3.25 | 3.45 | 4.55 | 4.55 | 4.85 | 4.85 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| MB | 3.3 | 3.7 | 4.4 | 4.4 | 5.1 | 5 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| SEABANK | 2.95 | 3.45 | 3.75 | 3.95 | 4.5 | 5.45 |
| AGRIBANK | 2 | 2.5 | 3.3 | 3.3 | 4.7 | 4.7 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
Source: https://baodaknong.vn/lai-suat-ngan-hang-hom-nay-15-10-2024-ky-han-6-thang-ngan-hang-nao-cao-nhat-231700.html
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