According to the online interest rate table for deposit accounts under 10 billion VND just posted by VPBank , interest rates for deposits with terms from 1-36 months have increased by 0.3%/year.

Specifically, the interest rate for 1-month term increased to 4.3%/year, 2-5 month term increased to 4.4%/year, 6-11 month term increased to 5.3%/year and 12-18 month term increased to 5.5%/year.

The highest interest rate is 5.6%/year applied to term deposits from 24-36 months.

VPBank lists tiered interest rates for three different deposit levels: under VND10 billion, from VND10 billion to under VND50 billion, and from VND50 billion and above. Accordingly, the interest rate difference between two consecutive deposit levels is 0.1%/year.

Thus, the highest listed interest rate is 5.8%/year, applied to 24-36 month term deposits with a balance of 50 billion VND.

In addition, this bank also launched a savings interest rate promotion program. Accordingly, from now until November 7, customers who deposit savings will receive a voucher to give 0.4% interest per year when opening a term deposit account with a term of 10 million to 50 million VND for a term of 1-36 months. Therefore, the highest savings interest rate can be up to 6.2% per year.

Not only VPBank, but also the Vietnam Joint Stock Commercial Bank for Industry and Trade (BVBank) has just announced a sharp increase in deposit interest rates, while also offering up to 1.2% interest rate to depositors.

Specifically, from November 3-13, customers depositing savings at BVBank have the opportunity to receive additional interest rates of up to 1.2%/year, applied to terms of 1 month 4.7%/year, 6 months 6.5%/year and 12 months 6.8%/year.

In November 2025, BVBank adjusted the interest rates at the counter and online to increase.

According to the latest online interest rate schedule for end-of-term deposits posted by BVBank, interest rates for 1-5 month terms have increased by 0.35% per year. Specifically, the 1-month term has increased to 4.3% per year, the 2-month term has increased to 4.4% per year and the 3-5 month term has increased to 4.5% per year.

BVBank increased the online savings interest rate for 6-7 month terms by 0.15%/year to 5.3%/year. The 8-11 month term increased by 0.1%/year, ranging from 5.35%-5.5%/year.

BVBank keeps online savings interest rates for terms of 12 months or more unchanged, with 12-month term at 5.6%/year, 18-month term at 5.9%/year and 24-36-month term at 5.95%/year.

Notably, BVBank's counter deposit interest rates are listed higher than online deposit interest rates for some terms. BVBank's deposit interest rates applied to individual customers who deposit savings at the counter and receive interest at the end of the term range from 4.1% to 6.1% per year.

Specifically, the interest rate at the counter for 1-month term is 4.1%/year, 2-5 month term is from 4.2%-4.3%/year, 6-month term is 5.1%/year, 9-month term is 5.25%/year.

Customers depositing savings at BVBank counters will receive the highest interest rate of up to 6.1%/year, applied to a 60-month term.

Also in November, BVBank announced the issuance of online deposit certificates with terms of 6, 9, 12 and 15 months with a minimum amount of 10 million VND.

Interest rate for 6-month term deposit certificates, paid at the end of the term, is up to 5.8%/year; 9-month term is 5.9%/year; 12-month term is 6.1%/year and 15-month term is 6.3%/year.

INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON NOVEMBER 5, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4.4 4.55 5.8 5.85 6 6.3
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 4.3 4.5 5.3 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.8 3.9 5.35 5.45 5.65 5.65
HDBANK 4.05 4.15 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.9 4.2 4.9 4.9 5.2 5.3
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4.1 4.3 5.45 5.55 5.7 5.7
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.8 4.1 4.8 4.8 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 4.1 4.15 5.2 5.3 5.4 5.6
TECHCOMBANK 3.75 4.45 5.45 4.95 5.55 5.05
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.9 5.45 5.8 5.8
VIB 3.8 4 4.8 4.8 5 5.3
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.35 4.55 5.9 5.8 6.1 6.2
VPBANK 4.3 4.4 5.3 5.3 5.5 5.5

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-5-11-2025-ong-lon-noi-tiep-nhau-tang-lai-huy-dong-2459437.html