With a bold business philosophy of shifting from "E-commerce" to "Electronic Commerce", Shark Binh has built a closed value chain, where technology pillars become the "blood vessels" that operate the digital economy .
Fintech: The "blood vessel" of digital money flow
In the NextTech ecosystem, Financial Technology (Fintech) is not just a business segment, but the central processor that ensures the smooth flow of money.

NextTech laid the foundation early with Ngan Luong - one of the pioneering intermediary payment gateways.
Next, the birth of mPoS has completely solved the payment problem at traditional points of sale, allowing small traders and retail stores to easily accept cashless payments.
The addition of Vimo (e-wallet) and Tienngay.vn (consumer credit) has completed the Fintech layer, creating a financial cycle from payment, credit to transaction processing.
This tight integration allows every sales transaction (from other subsidiaries) to “flow” through internal Fintech channels, providing huge data control and cost optimization advantages.
E-Logistics: Ensuring the circulation of goods
If Fintech is cash flow, then E-Logistics is the flow of goods. In the era of e-commerce, the speed and reliability of logistics determines the survival of every transaction.
NextTech has strategically solved this problem with the launch of Boxme, which is positioned as a fulfillment service provider, specializing in warehousing, packaging and shipping, especially strong in cross-border trade. This is an extended arm to help Vietnamese retailers reach out internationally.
In addition, applications such as FastGo (ride-hailing) and HeyU (instant delivery) meet the need for last-mile transportation and delivery, filling the operational gap, making the transportation process more digital and efficient.
Sales solutions and supporting pieces
Instead of competing directly on e-commerce platforms, NextTech focuses on providing "weapons" to sellers. Platforms such as Misell and Pushsale are designed to help businesses self-manage and optimize multi-channel sales activities.
Strategic investments in potential startups like Coolmate ( fashion ) or partnerships with technology human resource platforms like TopCV show that NextTech not only sells tools, but also participates in the human resource supply chain and develops digital brands.
Shark Binh’s real ambition lies not in a specific subsidiary, but in the system of the entire group. By building a technology matrix where transactions, payments, and logistics are all under control, NextTech creates a dual competitive advantage: providing external services while serving internal needs.
Despite facing fierce competitive pressure from big players in each segment, NextTech's existence and expansion over the past two decades, along with expansion to eight foreign markets, shows that Shark Binh's ecosystem still has many opportunities to develop.
Source: https://daibieunhandan.vn/fintech-logistics-ban-hang-phan-tich-3-mui-nhon-dang-giup-nexttech-cua-shark-binh-kien-tao-he-sinh-thai-ty-do-10388037.html
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