According to a survey by Lao Dong Newspaper reporters on February 17, VPBank listed savings interest rates for 1-5 months at around 3.4-3.6%/year when customers deposit money online and receive interest at the end of the term. Customers depositing money at the counter only receive interest rates of 3.3-3.5%/year.
For terms of 6-11 months, VPBank listed savings interest rates at 4.7%/year. Customers depositing money at the counter receive interest rates 0.1% lower at 3.3-4.6%/year.
Customers deposit money from 12-36 months, receive interest at the end of the term and receive the highest interest rate of 5%/year.
Customers depositing money for 1-3 weeks only receive interest at 0.1%/year.
How much interest do I receive if I deposit 500 million VND for a 12-month term at VPBank?
Readers can quickly calculate bank interest using the following formula:
Interest = Deposit x interest rate (%)/12 months x number of months of deposit.
For example, you deposit 500 million VND into VPBank, with an interest rate of 5% for a 12-month term. The interest you receive is estimated as:
500 million VND x 5%/12 x 12 months = 25 million VND.
Before making a deposit, readers should compare savings interest rates between banks and interest rates between terms to get the highest interest.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.
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