Update latest bank interest rates today June 10, 2025
Currently, the highest interest rates on the market range from 6% to 9.65% per year. These attractive interest rates are often applied to large deposits and long terms, from 12 months or more.
ABBank leads with an interest rate of 9.65%/year, for customers depositing VND1,500 billion or more with a term of 13 months, applicable to both new and renewed deposits. PVcomBank comes in second, offering an interest rate of 9%/year for a term of 12-13 months, but requires a minimum balance of VND2,000 billion and direct deposit at the counter.
Some other banks also have quite high interest rates. HDBank applies 8.1%/year for 13-month term and 7.7%/year for 12-month term, with the condition that the balance is from 500 billion VND. Vikki Bank pays 7.5%/year for deposits from 999 billion VND, term from 13 months or more.
For large deposits, IVB offers an interest rate of 6.15%/year for a 36-month term, requiring a balance of VND1,500 billion. Bac A Bank has the highest interest rate of 6.2%/year for a term of 18-36 months, requiring a balance of VND1 billion. ACB offers an interest rate of 6%/year for a 13-month term, with interest paid at the end of the term, for customers depositing VND200 billion or more.
LPBank offers an interest rate of 6.5%/year for deposits from 300 billion VND, with interest paid at the end of the term. If you choose to receive interest monthly, the interest rate is 6.3%/year, and if you receive interest at the beginning of the term, you will get 6.07%/year.
In addition to banks requiring large balances, the market still has options with no minimum deposit limit, with interest rates from 6%/year for long terms.
For example, Cake by VPBank offers 6% interest per year for 12–18 month and 24–36 month terms. HDBank also pays 6% per year for 18 month terms, with no minimum balance requirement. BVBank lists 6.1% per year for 60 month terms and 6% per year for 48 month terms.
VietABank maintains an interest rate of 6%/year for a 36-month term, applicable to all deposits. Bac A Bank also maintains an interest rate of 6%/year for a 18-36 month term, regardless of the balance.
Latest bank interest rate table on June 10, 2025
| Bank | Interest rate (%/year) | Term | Minimum balance | Note |
|---|---|---|---|---|
| ABBank | 9.65 | 13 months | 1,500 billion VND | Applicable for new or renewed customers |
| PVcomBank | 9.0 | 12–13 months | 2,000 billion VND | Deposit at the counter |
| HDBank | 8.1 | 13 months | 500 billion VND | |
| HDBank | 7.7 | 12 months | 500 billion VND | |
| Vikki Bank | 7.5 | ≥ 13 months | 999 billion VND | |
| IVB | 6.15 | 36 months | 1,500 billion VND | |
| Bac A Bank | 6.2 | 18–36 months | 1 billion dong | |
| ACB | 6.0 | 13 months | 200 billion VND | Receive interest at the end of the period |
| LPBank | 6.5 | Unknown | 300 billion VND | Receive interest at the end of the period |
| LPBank | 6.3 | Unknown | 300 billion VND | Monthly Interest |
| LPBank | 6.07 | Unknown | 300 billion VND | Interest at the beginning of the period |
| Cake by VPBank | 6.0 | 12–18, 24–36 months | Not required | |
| HDBank | 6.0 | 18 months | Not required | |
| BVBank | 6.1 | 60 months | Not required | |
| BVBank | 6.0 | 48 months | Not required | |
| VietABank | 6.0 | 36 months | Not required | |
| Bac A Bank | 6.0 | 18–36 months | Not required |
Source: https://baoquangnam.vn/lai-suat-ngan-hang-hom-nay-10-6-2025-abbank-va-pvcombank-co-muc-niem-yet-cao-nhat-3156419.html
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