Ho Chi Minh City Development Joint Stock Commercial Bank ( HDBank ) has just become the next bank to increase deposit interest rates, with an increase of up to 0.6%/year for online savings products.

According to the online interest rate table recently updated by HDBank, bank interest rates for terms from 7-11 months have increased sharply, from 4.7%/year to 5.3%/year and are listed simultaneously for these terms.

This is the first time HDBank has adjusted online deposit interest rates in 2025. The last time the bank changed its savings interest rates was in November 2024.

In addition, online deposit interest rates for the remaining terms remain unchanged by HDBank. Specifically:

The interest rate for 1-2 month savings is 3.85%/year; 3-5 month term is 3.95%/year; 12 month term is 5.6%/year; and 13 month term is 5.8%/year.

Notably, HDBank is still one of the few banks maintaining a deposit interest rate of 6%/year when listing online deposit interest rates for 15 and 16-month terms at 6% and 6.1%/year, respectively.

Meanwhile, the bank interest rate for 24-36 month terms when saving online at HDBank is still 5.5%/year.

Along with changing online savings interest rates for some terms, HDBank also increased savings interest rates for Vikki Online savings products.

Specifically, Vikki Online savings interest rates for 1-month terms increased by 0.2%/year, to 4.15%/year; 6-month and 12-month terms increased by 0.25%/year, to 5.65%/year and 5.95%/year; 13-month terms increased by 0.1%/year, to 6%/year.

HDBank maintains deposit interest rates on the remaining deposit products, including counter deposit interest rates. Currently, HDBank's highest counter deposit interest rate is 6%/year for an 18-month term and 5.9%/year for a 15-month term.

Notably, HDBank is one of the banks that maintains a “special interest rate” policy for VIP customers. Accordingly, the special interest rates for 12-month and 13-month terms with interest paid at the end of the term are 7.7%/year and 8.1%/year, respectively.

To enjoy the preferential deposit interest rate above, customers need to satisfy the condition of a minimum deposit balance of 500 billion VND.

Meanwhile, the savings interest rate at the counter for regular customers with these two terms is only 5.5% and 5.7%/year respectively.

With HDBank having just increased deposit interest rates for some terms, from the beginning of June 2025 to now, 5 banks have adjusted their deposit interest rates. Of which, HDBank and GPBank increased interest rates; LPBank, Bac A Bank , and VPBank reduced deposit interest rates.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON JUNE 17, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.4 5.5 5.7 5.5
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.9 4.2 5.35 5.45 5.6 5.9
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 4.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.1 5.6
GPBANK 3.95 4.05 5.65 5.75 5.95 5.95
HDBANK 3.85 3.95 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.25 3.55 4.55 4.55 4.75 4.75
TPBANK 3.5 3.8 4.8 4.9 5.2 5.5
VCBNEO 4.15 4.35 5.4 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.15 4.35 5.65 5.65 5.95 6
VPBANK 3.6 3.7 4.6 4.6 5.1 5.1

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-17-6-2025-tang-manh-0-6-voi-tien-gui-truc-tuyen-2412109.html