Updated interest rate table today at banks shows that 13-month term is the most attractive with a "super high" rate of 9.65%/year at ABBank, applied to large balances.
Below are the interest rates of notable terms to help customers easily choose to deposit money.
Huge interest rates for large deposits
ABBank leads with 9.65%/year for 13-month term (requires balance of 1,500 billion VND or more).
PVcomBank follows closely with 9.0%/year for 12-13 month term (balance from 2,000 billion VND).
HDBank maintains interest rates of 8.1%/year for 13-month term and 7.7%/year for 12-month term, applied to deposits from VND500 billion.
Vikki Bank offers an interest rate of 7.5%/year for a term of 13 months with a minimum balance of VND 999 billion.
Banks keep interest rates from 6%/year
In popular packages that do not require a large balance, many banks still keep interest rates from 6% to 6.8%/year.
In which, Eximbank is leading with 6.8%/year for long-term online deposits.
BVBank applies 6.1%/year for 60-month term
Cake by VPBank maintains 6.0%/year for terms of 12-18 and 24-36 months.
HDBank maintains interest rate at 6.0%/year for 18-month term
VietABank listed interest rate 6.0% for 36-month term
Bac A Bank maintains 6.0%/year for 18-36 month term.
Preferential interest rates at some digital banks
CBBank pays up to 5.85%/year for 6-month online deposit term.
TPBank offers a preferential rate of 5.8%/year for 36-month online deposits, and 5.5%/year for 18-month deposits.
Short and popular terms add more options
State-owned banks such as Vietcombank, Agribank, BIDV, VietinBank keep interest rates for 1-3 month terms at around 1.6-2.4%/year, and longer terms up to 3.7%/year.
Private banks such as NCB, Nam A Bank, Sacombank listed about 4-4.8%/year for 3-month term, 5-5.35%/year for 6-month term.
It can be seen that long-term terms still have many attractive options, from super-large packages requiring large deposits to popular long-term terms for individual customers. Customers should base on the term, amount of money and investment goals to choose the appropriate package./.
Source: https://baonghean.vn/lai-suat-ngan-hang-hom-nay-26-6-2025-ky-han-13-thang-vuot-7-5-10300645.html
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