Since August 1, 2024, Sacombank has never changed its deposit interest rate schedule, although in the past year, there were periods when banks competed to increase deposit interest rates, as well as simultaneously reducing deposit interest rates throughout February and March 2025.

According to Sacombank's online interest rate schedule for receiving interest at the end of the term, maintained from August 1, 2024 to present, the bank interest rate for a 1-month term is 3.3%/year, a 2-month term is 3.5%/year, while the 3-5 month terms are 3.6%/year.

Online savings interest rates for terms from 6-11 months are listed by Sacombank at 4.9%/year, and for terms of 12 and 13 months at 5.4%/year.

Online savings interest rates for 15- and 18-month terms are listed at 5.5% and 5.6% per year, respectively. Meanwhile, the highest savings interest rate when making online deposits at Sacombank is 5.7% per year, applicable for terms from 24-36 months.

For savings products at the counter, deposit interest rates listed by Sacombank include:

Interest rate for 1-month term deposits is 2.8%/year, 2-month term deposits is 2.9%/year, 3-5 month term deposits is 3.2%/year, 6-month term deposits is 4.2%/year, 9-month term deposits is 4.3%/year, 12-18 month term deposits is 4.9%/year, 24-month term deposits is 5%/year.

The highest interest rate for savings at the counter announced by Sacombank is 5.2%/year, applied for a 36-month term, interest paid at the end of the term.

The highest interest rate at Sacombank belongs to the deposit product “Phu Dong Savings”, with terms of 36 months, 48 ​​months and 60 months up to 5.9%/year in the first 30 months, first 42 months and first 54 months respectively.

However, the interest rate mark 2 applied for the last 6 months of the above terms is only 4.2%/year.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON JUNE 24, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.4 5.5 5.7 5.5
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.9 4.2 5.35 5.45 5.6 5.9
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.1 5.6
GPBANK 3.95 4.05 5.65 5.75 5.95 5.95
HDBANK 3.85 3.95 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.2 5.6
NCB 4 4.2 5.35 5.35 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.25 3.55 4.55 4.55 4.75 4.75
TPBANK 3.5 3.8 4.8 4.9 5.2 5.5
VCBNEO 4.15 4.35 5.4 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.15 4.35 5.65 5.65 5.95 6
VPBANK 3.6 3.7 4.6 4.6 5.1 5.1

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-24-6-2025-nha-bang-nao-giu-lai-suat-lau-nhat-2414387.html