Bank interest rates today November 6, 2025: Rapidly increasing deposit interest rates

Ho Chi Minh City Development Joint Stock Commercial Bank ( HDBank ) has just announced an interest rate increase of 0.15%/year for 1-5 month terms and 0.2%/year for 6 month terms, applicable to both counter deposits and online deposits.

According to the latest online savings interest rate table with interest received at the end of the term posted by HDBank, the interest rate for 1-2 month terms increased to 4.2%/year, for 3-5 month terms increased to 4.3%/year and for 6 month terms increased to 5.5%/year.

Interest rates for the remaining terms are kept unchanged by HDBank: 7-11 month term is 5.3%/year, 12 month term is 5.8%/year, 13 month term is 6%/year, 15 month term is 6.1%/year and 24-36 month term is 5.5%/year.

With the interest rate mobilized at the counter, after increasing by 0.15%/year the interest rate for 1-5 month term, the latest interest rate mobilized for 1-2 month term with interest paid at the end of the term is 3.5%/year, 3-5 month term is 3.6%/year and the latest 6 month term is 5.4%/year.

Interest rates for the remaining terms remain the same: 7-11 month term is 5.2%/year, 12 month term is 5.7%/year, 13-15 month term is 5.9%/year, 18 month term is 6%/year and 24-36 month term is 5.4%/year.

Not only HDBank, but also the Prosperity Era Commercial Limited Liability Bank ( GPBank ) has also adjusted to increase deposit interest rates for all terms. The increase is 0.1%/year for deposit interest rates with terms from 1-5 months and 0.2%/year for terms from 6-36 months.

According to GPBank's latest online interest rate schedule, online interest rates with interest paid at the end of the term have increased to 3.9%/year; 3-5 month terms have increased to 4%/year.

Online savings interest rates for terms of 6-8 months have also been fixed at 5.55%/year after increasing by 0.2%/year, while savings interest rates for terms of 9 months are 5.65%/year.

The highest savings interest rate when depositing online at GPBank is 5.85%/year after the 12-36 month term interest rates were simultaneously listed at this level.

With a similar increase of 0.1%/year for 1-5 month term deposit interest rate and 0.2%/year for 6-36 month term, GPBank's counter savings interest rate is adjusted as follows: The counter savings interest rate for 1-2 month term with interest paid at the end of the term is 3.65%/year, 3 month term is 3.75%/year, 4 month term is 3.85%/year, 5 month term is 3.9%/year, 6-8 month term is 5.1%/year, 9 month term is 5.2%/year and 12-36 month term is 5.4%/year.

The increase in deposit interest rates also occurred with GPBank's Prosperity Savings product, increasing by 0.1%/year for 1-5 month term and increasing by 0.2%/year for 6-13 month term.

With this product, GPBank pays tiered interest rates: Under 100 million VND; from 100 million VND to under 500 million VND; from 500 million VND to under 1 billion VND and from 1 billion VND or more.

According to the latest savings interest rate table for deposits under 100 million VND, bank interest rates for 1-2 month terms increased to 3.65%/year, 3 month terms increased to 3.75%/year, 6 month terms increased to 5.1%/year, 9 month terms increased to 5.2%/year and 12-13 month terms increased to 5.4%/year.

Interest rates applied to deposit accounts from VND 100 million to under VND 500 million and from VND 500 million to under VND 1 billion are 0.05%/year and 0.15%/year higher, respectively, than interest rates applied to deposits under VND 100 million.

Meanwhile, the highest savings interest rate applies to deposit accounts of 1 billion VND or more: 1-3 month term 3.9%/year, 6 month term 5.35%/year, 9 month term 5.45%/year and 12-13 month term 5.65%/year.

GPBank Wealth Interest Rate.jpg — *GPBank's Prosperity Savings Interest Rates.*

Thus, from the beginning of October until now, 5 banks have increased deposit interest rates including: VPBank , MB, HDBank, GPBank and BVBank.

INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON NOVEMBER 6, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.1	3.8	5.3	5.4	5.6	5.4
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	4.4	4.55	5.8	5.85	6	6.3
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	4.3	4.5	5.3	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.9	4	5.55	5.65	5.85	5.85
HDBANK	4.2	4.3	5.5	5.3	5.8	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.9	4.2	4.9	4.9	5.2	5.3
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4.1	4.3	5.45	5.55	5.7	5.7
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.8	4.1	4.8	4.8	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	4.1	4.15	5.2	5.3	5.4	5.6
TECHCOMBANK	3.75	4.45	5.45	4.95	5.55	5.05
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.9	5.45	5.8	5.8
VIB	3.8	4	4.8	4.8	5	5.3
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.35	4.55	5.9	5.8	6.1	6.2
VPBANK	4.3	4.4	5.3	5.3	5.5	5.5