Bank interest rates today 5/7/2025: Continuously...

Military Commercial Joint Stock Bank (MB) has just become the next bank to reduce deposit interest rates, with a reduction of 0.2%/year for terms under 6 months.

According to MB's latest online interest rate schedule, the latest 1-month term interest rate has decreased to 3.7%/year; 2-month term has decreased to 3.8%/year; 3-5 month terms are all listed at 4%/year after decreasing by 0.2%/year.

MB keeps the interest rate for deposits with terms from 6-60 months unchanged. Accordingly, the interest rate for online deposits with terms from 6-11 months is 4.6%/year, and for terms from 12-18 months is 5%/year.

The highest interest rate for customers making online savings deposits at MB is 5.9%/year, applied for terms from 24-60 months.

MB lists interest rates at the counter according to the ladder interest payment method, applied to deposit accounts under 1 billion VND and from 1 billion VND or more.

For savings interest rates under 1 billion VND for individual customers receiving interest at the end of the term, the bank interest rate for a 1-month term is 3.2%/year; a 2-month term is 3.3%/year; a 3-5 month term is 3.6%/year; a 6-11 month term is 4.2%/year; a 12-18 month term is 4.85%/year and a 24-60 month term is 5.7%/year.

Interest rates for deposits of VND1 billion or more, with terms from 1 to 11 months, are 0.1% higher per year than the interest rates applied to deposits of less than VND1 billion. For terms from 12 to 18 months, the interest rates differ by 0.05% per year, while interest rates for terms from 24 to 60 months have no difference.

Apart from MB, no bank adjusted savings interest rates today.

MB is the second bank, along with Eximbank, to reduce deposit interest rates in May 2025. Previously, from May 5, Eximbank reduced interest rates by 0.1-0.3%/year for most terms under 36 months, while increasing deposit interest rates for 36-month terms by 0.3%/year.

This month, Techcombank also increased deposit interest rates for terms from 1-36 months, with an increase of 0.1%/year for Loc Phat Online deposit products.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON MAY 7, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.7	4	5.15	5.25	5.6	5.9
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4	4.1	5.1	5.1	5.3	5.6
GPBANK	3.75	3.85	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	4.7	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.6
MB	3.7	4	4.6	4.6	5	5
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.25	3.55	4.55	4.55	4.75	4.75
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
VCBNEO	4.15	4.35	5.4	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.95	6	6
VPBANK	3.7	3.9	4.8	4.8	5.3	5.3