Updated 12-month term interest rate table shows the highest rate is 9%/year at PVComBank, other banks range from 4.6% to 7.7%; in the Big4 group, the highest is Agribank with 4.8%/year.
Highest interest rate for 12 month term
- PVComBank: Apply special interest rate up to 9%/year for 12-month term, but require minimum deposit of 2,000 billion VND at counter. Normal interest rate for this term is 4.8%/year.
- HDBank : Listed interest rate of 7.7%/year for customers depositing from 500 billion VND or more at the counter. For deposits under 500 billion VND, the interest rate is 5.5%/year.
- MSB: Offers an interest rate of 5.9%/year for a 12-month term when making online savings deposits, applicable to customers who deposit from 5 billion VND and do not have a current savings book at MSB.
- Bac A Bank: Apply interest rate of 5.9%/year for deposits from 1 billion VND or more at the counter.
- GPBank: Interest rate 6.05%/year for 12-month term.
- Timo by BVBank: Apply interest rate of 6.00%/year for 12-month term when depositing online.
12-month savings interest rate at Big 4 group
- Agribank: 4.8%/year
- BIDV: 4.7%/year
- VietinBank: 4.7%/year
- Vietcombank: 4.6%/year
Note that interest rates may vary depending on the type of deposit (at the counter or online) and the policies of each bank. For the most accurate and up-to-date information, customers should contact the bank directly or visit the bank's official website./.
Source: https://baolangson.vn/lai-suat-ngan-hang-ngay-4-6-lai-suat-cao-nhat-ky-han-12-thang-len-toi-9-nam-5049092.html
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