NCB's counter and online deposit interest rates in May 2025

Interest rates on deposits at NCB bank counters in May 2025

As of May 2025, National Citizen Commercial Joint Stock Bank (NCB) continues to maintain the deposit interest rate schedule applied from March 5, for individual customers depositing at the counter and receiving interest at the end of the term. The interest rate range ranges from 3.8% to 5.4%/year, depending on the term.

Specifically, short terms such as 1 month, 2 months and 3 months have interest rates of 3.8%, 3.9% and 4.0%/year respectively. Meanwhile, 4-month and 5-month terms are applied at 4.1% and 4.2%/year.

From 6 months to 7 months, NCB keeps the interest rate at 5.05%/year. For 9-month term deposits, the interest rate is 5.15%/year, and for 10 and 11-month terms, it is 5.3% and 5.43%/year, respectively.

The 12-month term has an interest rate of 5.3%/year. Notably, from 13 months onwards, customers depositing at the counter will enjoy a rate of 5.4%/year, the highest rate for traditional savings at the counter.

NCB bank online deposit interest rate May 2025

For online savings, NCB still applies higher interest rates than at the counter, unchanged from the previous update.

Specifically, online deposit interest rates for terms from 1 month to 5 months range from 3.9% to 4.3% per year. Meanwhile, the group of terms from 6 months to 11 months is applied interest rates from 5.25% to 5.45% per year - 0.2 to 0.3 percentage points higher than at-the-counter deposits.

From the 12-month term onwards, NCB sets the highest interest rate at 5.5%/year for all terms up to 60 months. This is also the highest interest rate that this bank is implementing in May 2025.

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Source: https://baonghean.vn/lai-suat-tien-gui-tai-quay-va-online-cua-ncb-thang-may-2025-10297167.html