Launching SmartSME application - comprehensive financial solution for businesses

April 22, 2025

In order to expand the digital financial ecosystem and support businesses and sellers to access capital effectively, recently, Vietnam Prosperity Joint Stock Commercial Bank ( VPBank ) and SmartNet Trading and Service Joint Stock Company (SmartNet), a unit providing intermediary payment services on the SmartPay application, have officially launched the SmartSME application - a comprehensive financial solution to bring outstanding efficiency in accessing capital and business development for businesses.

Accordingly, SmartSME by VPBank (SmartSME) is a safe, transparent and convenient financial application, helping small and medium enterprises (SMEs) easily access capital, optimize cash flow management and develop sustainable business. In the initial launch phase, SmartSME brings outstanding features to businesses such as: Opening a credit card; Opening an account; Overdraft and Additional capital loan. Businesses can completely operate online in all registration stages to receive approval from the bank in a transparent, convenient and secure manner, especially the approval time only takes a few minutes.

Designed specifically for corporate customers and business households, SmartSME fully complies with security standards in the financial and banking industry, ensuring that all customer transactions are clear, safe and easy to control. With a friendly interface and a stable operating system, business needs will be received and processed anytime, anywhere.
“All in one” is the top priority to serve SmartSME customers best. Business customers will experience all the financial utilities and optimal financial products in just one application, helping businesses reduce time and resources to access financial services, keeping up with the digital transformation that is taking place more and more strongly around the world.
Right now, SME customers can download the SmartSME application on CH Play (For devices using Android operating system) and on App Store (For devices using iOS operating system) to experience.

SmartPay and VPBank believe that SmartSME will be a strong arm for millions of small and medium enterprises as well as business households in Vietnam in the journey of financial digitization, effective management and sustainable development.

For more information, please contact VPBank or SmartPay for support and answers to questions:
• Email: [email protected]
• VPBank Hotline (banking services): 1900 234 568
• SmartPay Hotline (account support): 1900 545 488
• Website: www.smartsme.vn

Source: https://www.vpbank.com.vn/tin-tuc/tin-vpbank/2025/ra-mat-ung-dung-smartsme-giai-phap-tai-chinh-toan-dien-danh-cho-doanh-nghiep