Recently, within the framework of the announcement ceremony of the Top 500 most profitable enterprises in Vietnam - Profit500, Southeast Asia Commercial Joint Stock Bank ( SeABank , HOSE: SSB) was proud to be honored as one of the Top 50 most profitable enterprises in Vietnam in 2025. At the same time, the Bank was also honored in the ranking of Top 50 most effective business companies in Vietnam in 2025 by Nhip Cau Dau Tu Magazine.
This achievement not only recognizes SeABank's effective business efforts and stable growth over the past years, but also affirms its position as one of the leading joint stock commercial banks in Vietnam, with a comprehensive and sustainable development orientation.
The PROFIT500 Ranking - Top 500 Most Profitable Enterprises in Vietnam in 2025, jointly announced by Vietnam Report and VietNamNet Newspaper in September 2025. The award comprehensively reflects the financial capacity and competitiveness of enterprises. PROFIT500 follows assessments based on international practices and standards, not only stopping at pre-tax profits, but also including indicators of profitability, growth potential, media reputation, and the ability to balance business goals and social responsibility. Thanks to that, the ranking becomes an important reference tool for investors, partners and customers.
This is the 6th time SeABank has been honored to be included in the Top 50 Most Profitable Enterprises in Vietnam in 2025 and Top 500 Most Profitable Enterprises in Vietnam in 2025 - Profit500. Ranking 33/500 Most Profitable Enterprises, 15/500 Most Profitable Private Enterprises reflects the Bank's mettle and ability to adapt flexibly to market challenges. SeABank's presence in this list affirms its effective business strategy, focusing on optimizing profits in parallel with risk control.
These impressive growth results are thanks to SeABank's continuous improvement of the Bank's governance structure in compliance with and above the law by aiming at the best governance practices of Vietnam as well as internationally, diversifying products and services, improving service quality as well as being flexible in business. This is the guideline for orienting and monitoring the Bank's operational efficiency for sustainable development.
SeABank demonstrates its commitment to sustainable growth, improving economic efficiency to create sustainable values for stakeholders by maintaining the bad debt ratio at below 2%, lower than the level prescribed by the State Bank for many years; Contributing to the State budget in 2024 is 1,419 billion VND (an increase of more than 30% compared to 2023); Contributing to social security activities nearly 24 billion VND;...
Not stopping at profits, SeABank continues to be honored in the Top 50 Most Effective Companies in Vietnam 2025 by Nhip Cau Dau Tu Magazine and Thien Viet Securities Company. This is a ranking based on a rigorous analysis process for three consecutive years of revenue, return on equity (ROE) and earnings per share (EPS).
In 2024, the Bank's Return on Equity (ROE) will be 14.75%, and the Dividend and Bonus Shares ratio will be 13.6%, contributing to affirming SeABank's reputation and efficiency. This award recognizes the Bank's continuous efforts in improving corporate governance quality, information transparency, increasing value for investors and strengthening the confidence of the stock market.
Being included in the three prestigious rankings above not only reflects the financial strength but also demonstrates the management efficiency of SeABank. With the orientation of "taking customers as the center", the Bank focuses on developing a diverse product and service ecosystem, applying digital technology to improve customer experience, and at the same time strictly controlling risks to ensure sustainable growth.
This result is also a testament to the long-term strategic vision that SeABank is pursuing: developing the bank not only based on capital scale and profit but also towards transparency, standards in governance, linking social responsibility and sustainable development.
Established in 1994, SeABank is one of the leading joint stock commercial banks in Vietnam with nearly 4 million customers, nearly 5,300 employees and 181 transaction points nationwide.
SeABank's goal is to become a typical retail bank with a customer-centric strategy by providing a system of diverse financial products and services to individuals, small businesses and large enterprises. SeABank is considered one of the important banks in the banking system with a charter capital of VND 28,450 billion, ranked Ba3 by Moody's in many important categories, and is one of the first banks to implement Basel III international risk management standards.
According to the "Digital Convergence" development strategy, SeABank focuses on digitizing products and services as well as applying technology in internal operations and investing in building modern technology infrastructure to optimize processes, increase operational efficiency, bring customers a different experience of digital banking services, aiming to become the most favorite retail bank.
Ha An
Source: https://vtcnews.vn/seabank-lot-top-50-businesses-with-profit-profits-in-viet-nam-2025-ar984195.html
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