SHB receives a "double" award from Mastercard for its personal and business credit cards in 2025.

Recently, at the Mastercard Customer Forum 2025, Saigon - Hanoi Bank (SHB) was honored in two strategic categories: for its personal credit card product and its corporate credit card solution. This achievement affirms SHB's direction in building a balanced card ecosystem that combines sustainable credit growth with digital financial solutions for the next generation of businesses.

Breakthrough with personal credit card products.

Specifically, Mastercard awardedSHB the Credit Growth Trailblazer Award for its SHB Mastercard personal credit card for its impressive growth potential, while also providing a flexible spending experience with numerous benefits and user protection features.

From October 2024 to September 2025, SHB Mastercard credit card transaction volume increased by nearly 170% compared to the same period last year, and the number of cards increased by more than 200% compared to 2024, demonstrating the product's attractiveness in the market.

Ms. Doan Thai Thanh Thuy - Deputy Director of Retail Banking at SHB, receives the award from Mastercard.

To achieve this result, SHB focuses on developing practical value and personalizing the experience for each customer group, while expanding the ecosystem of benefits and optimizing the card usage journey, from issuance to payment and spending management.

Besides upgrading features, SHB is promoting product lines tailored to specific needs. For example, the SHB Mastercard World card is for high-end customers with privileges for golf, dining, and global airport lounges; SHB MC Cashback offers superior cashback on essential spending categories such as supermarkets, education, healthcare, insurance, and fashion ; and SHB Truly Free provides a "spending without hidden fees" experience, suitable for young customers who value financial freedom, along with a family card ecosystem structured according to the needs of family members.

In addition, SHB offers many incentives based on actual daily spending behavior, such as discounts when shopping on Shopee every Saturday, promotions on Grab services, foreign currency spending incentives, cashback on double-day periods throughout the year, and installment payment incentives for various spending categories.

'Tailored' services for corporate clients

Alongside impressive growth in the credit card segment for individual customers, SHB was also awarded the Next Gen Commercial Solution Award by Mastercard for its SHB Mastercard corporate credit card.

The SHB Mastercard Business Platinum credit card, the first card specifically designed for businesses launching in 2025, is designed to address the working capital needs of businesses during expansion, urgent payments/orders, or unexpected expenses. The product offers quick access to capital with flexible collateral, helping businesses proactively manage their cash flow without disrupting operations.

In addition, corporate cardholders enjoy a range of outstanding benefits such as a free annual fee for the first year, an interest-free period of up to 58 days - a leading competitive rate in the market, cashback of up to 10% on spending per statement period, a foreign currency conversion fee of only 1.79%, and unlimited access to the SHB First gold-plated lounge at Noi Bai Airport for both primary and supplementary cardholders, along with one accompanying guest.

These benefits help SHB business cards become not just a payment method, but also a financial management tool, optimizing working capital and cash flow for businesses in the context of digital transformation and the need to reduce operating costs.

The "double" award from Mastercard is clear evidence of SHB's efforts.

A representative from SHB stated: “ The awards from Mastercard are a recognition of SHB’s efforts in developing modern, practical card solutions tailored to the spending habits of different customer groups. We will continue to support the State Bank of Vietnam’s direction in promoting cashless payments, while expanding our service ecosystem to provide a safer and more convenient transaction experience for domestic and international users .”

The Mastercard Customer Forum 2025 is an annual event celebrating the collaborative achievements between Mastercard and its strategic partners in Vietnam. It also provides an opportunity for banks and card issuers to share their strategies and development directions in the context of digital banking, cashless payments, and expanding personal and business financial solutions tailored to the needs of Vietnamese consumers.

Always at the forefront of innovation and improvement, SHB has continuously developed products and services based on a deep understanding of customer needs and behavior. SHB users will increasingly experience a diverse, modern, and convenient payment ecosystem, with outstanding features such as quick card issuance, spending within minutes of registration, payment via Apple Pay/Samsung Pay, and many other smart conveniences.

With a vision for modern technology and a commitment to continuously improving user experience, SHB aims to become the TOP 1 bank in efficiency; the most preferred digital bank; the best retail bank; and a TOP bank providing capital, financial products and services to strategic private and state-owned corporate clients, with a green supply chain, value chain, ecosystem, and development.

By 2035, SHB aims to become a leading modern retail bank, a green bank, and a digital bank in the region.

Source: https://daibieunhandan.vn/shb-nhan-cu-dup-giai-thuong-tu-mastercard-cho-the-tin-dung-ca-nhan-va-doanh-nghiep-2025-10400556.html