The Banker honors SHB as Bank of the Year 2025

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The “Bank of the Year” award is organized annually by The Banker - a publication of the Financial Times (headquartered in London, UK) to honor leading banks in countries around the world , recognizing outstanding achievements in operational efficiency, innovative strategies, community contributions and positive impacts on the market.

SHB 's selection as "Bank of the Year 2025" reflects the bank's strong progress in recent times, especially in areas such as digital transformation, improving management and operational capacity, optimizing business efficiency and implementing comprehensive financial programs, contributing to creating positive impacts on the community.

The award from The Banker also continues to strengthen SHB's position in the region, while affirming the bank's continuous efforts in reaching international standards and improving operating standards according to global practices.

“The award presented by The Banker is a worthy recognition of SHB’s efforts to innovate, improve service quality and develop sustainably. On the journey of strong and comprehensive transformation, SHB will continuously apply modern technology, bring value to customers and the community; continue to create and spread good values to society in many economic and cultural fields, contributing to the development of the country in the new era of national strength and prosperity,” said a SHB representative.

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SHB SAHA brings new digital consumer experiences to customers

As of September 30, 2025, SHB's total assets reached VND 852,695 billion, an increase of 14.1% compared to the end of 2024 and has now exceeded the 2025 plan, aiming for VND 1,000 billion in total assets by 2026. The ratio of operating expenses to total operating income (CIR) is at 18.9%, one of the banks with the best CIR control in the industry. SHB maintains its position in the Top 5 largest private commercial banks in Vietnam in terms of charter capital.

In addition to positive business results, SHB is promoting comprehensive digital transformation, focusing on modernizing technology infrastructure, automating processes and developing a digital ecosystem to enhance customer experience. The bank has launched a new generation digital banking application - SHB SAHA, a comprehensive upgrade compared to SHB Mobile. The birth of SHB SAHA marks an important breakthrough in SHB's digital transformation strategy, realizing the goal of becoming a limitless bank, meeting the maximum needs of transactions and financial management anytime, anywhere for customers in the digital age.

Since the beginning of the year, SHB has been honored by many domestic and international organizations with prestigious awards, such as "Bank with the Best Payment Solution Initiative in Vietnam" (The Asian Banker); "Best Bank for Public Sector Customers in Vietnam" (FinanceAsia); "Bank with the Best Sustainable Financing Activities in Vietnam" (Global Finance)...

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SHB actively participates in social security activities for the community

Along with business activities, SHB always actively participates in social security activities. Facing the severe impacts caused by storms and floods in recent times, SHB, together with T&T Group and SHS, supported people in Thai Nguyen province with 2 billion VND, Lang Son province with 2 billion VND, Cao Bang province with 500 million VND...

Recently, SHB and companies in the ecosystem of businessman Do Quang Hien also donated 1.2 billion VND to build 15 charity houses for poor households and households in especially difficult circumstances in Hanh Phuc commune (Lao Cai). SHB's journey of spreading love is still continuing to other provinces and cities, joining hands to spread the spirit of mutual love, contributing to improving living conditions and supporting people to stabilize their lives.

SHB is in the process of strong and comprehensive transformation, aiming to become a TOP 1 Bank in terms of efficiency; Most favorite Digital Bank; Best Retail Bank and at the same time a TOP Bank providing capital, financial products and services to strategic private and state enterprise customers, with a supply chain, value chain, ecosystem, and green development. Vision to 2035, SHB will become a modern retail bank, a green bank, a digital bank in the TOP of the region.

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