The Banker honors SHB as Bank of the Year 2025.

On December 3rd, in London (UK), Saigon - Hanoi Commercial Joint Stock Bank (SHB) was honored by The Banker as “Bank of the Year 2025” – one of the most prestigious and anticipated awards in the global finance and banking industry.

The "Bank of the Year" award, presented annually by The Banker – a publication of the Financial Times (based in London, UK) – honors leading banks worldwide , recognizing their outstanding achievements in operational efficiency, innovative strategies, community contributions, and positive impact on the market.

SHB 's selection as "Bank of the Year 2025" reflects the bank's strong progress in recent years, particularly in areas such as digital transformation, improving governance and operational capabilities, optimizing business efficiency, and implementing inclusive financial programs, contributing to a positive impact on the community.

The award from The Banker further strengthens SHB's position in the region, while affirming the bank's continuous efforts to expand internationally and raise its operational standards in line with global practices.

“The award presented by The Banker is a well-deserved recognition of SHB’s efforts in innovation, service quality improvement, and sustainable development. On its journey of strong and comprehensive transformation, SHB will continuously apply modern technology, bringing value to customers and the community; continuing to create and spread positive values ​​to society in many economic and cultural fields, contributing to the development of the country in the new era of national strength and prosperity,” an SHB representative shared.

SHB SAHA brings new digital consumer experiences to customers.

As of September 30, 2025, SHB's total assets reached VND 852,695 billion, an increase of 14.1% compared to the end of 2024, and have already exceeded the 2025 plan, aiming for VND 1 trillion in total assets by 2026. The operating expense ratio to total operating income (CIR) is 18.9%, making it one of the banks with the best CIR control in the entire industry. SHB maintains its position in the Top 5 largest private commercial banks in Vietnam in terms of charter capital.

Alongside positive business results, SHB is accelerating its comprehensive digital transformation, focusing on modernizing its technology infrastructure, automating processes, and developing a digital ecosystem to enhance customer experience. The bank has launched its next-generation digital banking application – SHB SAHA, a comprehensive upgrade from SHB Mobile. The introduction of SHB SAHA marks a significant breakthrough in SHB's digital transformation strategy, realizing its goal of becoming a bank without limitations, meeting the maximum needs of customers for transactions and financial management anytime, anywhere in the digital age.

Since the beginning of the year, SHB has been honored by many domestic and international organizations with prestigious awards, such as the "Best Payment Solution Initiative Bank in Vietnam" award (The Asian Banker); "Best Bank for Public Sector Clients in Vietnam" (FinanceAsia); "Best Sustainable Financing Practices in Vietnam" (Global Finance)...

SHB actively participates in social welfare and community activities.

Alongside its business activities, SHB actively participates in social welfare activities. In response to the severe impacts of recent storms and floods, SHB, together with T&T Group and SHS, donated 2 billion VND to the people of Thai Nguyen province, 2 billion VND to Lang Son province, and 500 million VND to Cao Bang province…

Recently, SHB and companies within businessman Do Quang Hien's ecosystem donated funds worth 1.2 billion VND to build 15 charitable houses for poor households and those with particularly difficult circumstances in Hanh Phuc commune (Lao Cai province). SHB's journey of spreading compassion continues to other provinces and cities, joining hands to spread the spirit of mutual support, contributing to improving living conditions and helping people achieve stable lives.

SHB is undergoing a strong and comprehensive transformation, aiming to become the TOP 1 bank in efficiency; the most preferred digital bank; the best retail bank; and a TOP provider of capital, financial products, and services to strategic private and state-owned corporate clients, with a green supply chain, value chain, ecosystem, and development. By 2035, SHB's vision is to become a leading modern retail bank, a green bank, and a digital bank in the region.

Source: https://daibieunhandan.vn/the-banker-vinh-danh-shb-la-ngan-hang-cua-nam-2025-10398214.html