Real estate credit increased by 19%

(NLDO) - According to the State Bank, by the end of August 2025, real estate credit had reached more than 4 million billion VND, an increase of about 19%.

At the press conference to inform about the results of banking activities in the third quarter of 2025 organized by the State Bank of Vietnam (SBV) on the morning of October 3, Ms. Ha Thu Giang, Director of the Department of Credit for Economic Sectors, said that by the end of August 2025, real estate credit had reached more than 4 million billion VND, an increase of about 19%.

Ms. Ha Thu Giang, Director of the Department of Credit for Economic Sectors, answered reporters' questions at the press conference.

Ms. Giang said that real estate credit growth is at a level consistent with market developments, in the context that the Government, the National Assembly , ministries, branches and localities have implemented many solutions to remove difficulties for the real estate market, bringing about efficiency.

The social housing loan program under Resolution 33/NQ-CP of the Government and loans for young people under 35 years old to buy social housing have also achieved certain results, disbursing about 4,700 billion VND (up 66.2% compared to the end of 2024). In addition, many commercial banks have proactively researched and immediately issued loan programs for people under 35 years old to buy houses, 4 State-owned commercial banks alone have disbursed nearly 19,335 billion VND.

By September 29, 2025, economic credit will increase by 13.37% compared to the end of 2024. The credit structure will continue to focus on production and business sectors, especially priority sectors and growth drivers according to the Government's policies.

Accordingly, credit for agriculture, forestry and fishery accounts for 6.23%, industry - construction accounts for 23.97%, trade - services accounts for 69.8% (in the same period in 2024, it was 6.84% - 25.65% - 67.51% respectively).

Credit capital continues to be directed towards production and business sectors and priority sectors (in which about 78% of outstanding loans of the economy serve production and business sectors).

Some priority sectors under the direction of the Government and the Prime Minister account for a large proportion (such as: Agriculture accounts for 22.76%, small and medium enterprises account for 19.04%), or have high growth rates (such as supporting industries and high-tech application enterprises with growth rates of 23.14% and 25.02% respectively).

Source: https://nld.com.vn/tin-dung-bat-dong-san-tang-19-196251003160931444.htm