Real estate loans increased by 19%.

(NLDO) - According to the State Bank of Vietnam, as of the end of August 2025, real estate credit had reached over 4 trillion VND, an increase of approximately 19%.

At a press conference on banking performance in the third quarter of 2025, organized by the State Bank of Vietnam (SBV) on the morning of October 3rd, Ms. Ha Thu Giang, Director of the Department of Credit for Economic Sectors, stated that by the end of August 2025, real estate credit had reached over 4 trillion VND, an increase of approximately 19%.

Ms. Ha Thu Giang, Director of the Department of Credit for Economic Sectors, answered reporters' questions at the press conference.

Ms. Giang believes that real estate credit growth is at a level consistent with market developments, given that the Government, the National Assembly , and various ministries, departments, and localities have implemented numerous effective solutions to address difficulties in the real estate market.

The social housing loan program under Government Resolution 33/NQ-CP and the loan program for young people under 35 to buy social housing have also achieved certain results, with disbursements reaching approximately 4,700 billion VND (an increase of 66.2% compared to the end of 2024). In addition, many commercial banks have proactively researched and immediately issued loan programs for people under 35 to buy houses; the four state-owned commercial banks alone have disbursed nearly 19,335 billion VND.

By September 29, 2025, credit to the economy increased by 13.37% compared to the end of 2024. The credit structure continues to focus on production and business sectors, especially priority sectors and growth drivers in line with the Government's policies.

Accordingly, credit for agriculture, forestry, and fisheries accounted for 6.23%, industry and construction accounted for 23.97%, and trade and services accounted for 69.8% (compared to 6.84%, 25.65%, and 67.51% in the same period of 2024, respectively).

Credit capital continues to be directed towards production and business sectors and priority areas (of which approximately 78% of the economy's outstanding loans serve the production and business sector).

Some priority sectors, as directed by the Government and the Prime Minister, account for a large proportion (such as agriculture at 22.76%, and small and medium-sized enterprises at 19.04%), or have high growth rates (such as supporting industries and high-tech enterprises with growth rates of 23.14% and 25.02% respectively).

Source: https://nld.com.vn/tin-dung-bat-dong-san-tang-19-196251003160931444.htm