Statistics from the Ministry of Planning and Investment show that by the end of 2024, the country will have more than 940,000 operating enterprises, of which nearly 98% are small and medium-sized (SMEs). Accounting for nearly 98% of the total number of enterprises operating in the economy , SMEs are facing numerous barriers from finance, human resources to the ability to participate in the global supply chain.
Since the end of 2024, many businesses have proactively restructured and streamlined their operations to optimize costs and improve operational efficiency. This adjustment process has led to changes in personnel structure to suit the actual situation.
Understanding the difficulties that businesses are facing, VPBank continues to deploy the Payroll service package, offering unemployment insurance for employees of the business with a payment level of up to 500 million VND/year. The insurance package is a product that VPBank cooperates with MSIG Vietnam Non-Life Insurance Company Limited (a subsidiary of Mitsui Sumitomo Insurance Company Limited, Japan). Individual customers who have a salary account at VPBank and are on the list of employees of the business registering to use the payroll service package for the first time will immediately receive unemployment insurance benefits, based on income levels.
VPBank will sponsor 100% of the insurance benefits for the enterprise's employees, without any additional costs to the enterprise. Employees will simultaneously enjoy unemployment insurance from the State and unemployment insurance provided by VPBank. Cases of insurance payment provided by VPBank include: death; total/permanent disability due to accident; hospitalization allowance due to accident (maximum 60 days/year); loss of income allowance due to accident; unemployment allowance if the enterprise goes bankrupt and unemployment allowance in case of staff reduction or widespread layoffs.
In addition to creating more benefits for employees, businesses that register to use this service package will enjoy many attractive financial incentives such as: free internal and interbank online transfers for salary payment transactions, up to 70% discount on transaction fees at the counter; 1 year of free electronic invoice package; comprehensive online CEO course for business owners; 12 months of VPBank priority customer service experience for business managers...
For employees of enterprises, VPBank also builds many attractive financial solutions. Specifically, VPBank will offer free salary account maintenance, no minimum balance requirement; employees can receive salary advances before the date the enterprise pays; receive an international debit card to withdraw money for free at any ATM nationwide; free card opening and annual fee for the first year when customers register to open a VPBank credit card with a cashback incentive of up to 15% when spending; receive a yield of 3.5%/year for idle money when registering for Super Profit with a salary account... and many other continuously updated incentive programs.
In addition, if customers need overdraft or mortgage loans, VPBank also offers many attractive incentive programs such as overdraft limit up to 80 million VND and 2% interest rate reduction depending on customer's income or mortgage limit up to 85% of house/car value and competitive interest rates.
It can be seen that this service package will be a financial solution that brings dual benefits to businesses, helping businesses control cash flow for salary payments, while creating additional benefits for employees to have more motivation to stick with the business. For more information, please visit:
https://goneo.vpbank.com.vn/goi-tra-luong-payroll-cua-vpbank
Phuong Dung
Source: https://vietnamnet.vn/vpbank-mo-goi-dich-vu-chi-luong-tang-kem-bao-hiem-toi-nua-ty-dong-nguoi-lao-dong-2409897.html
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