The moment Pham Thi Mai Huong touched the championship title of The Moneyverse 2025 not only closed a brilliant season, but also marked a new maturity, a new stature of a creative game show that is redefining the way young Vietnamese people learn - understand - and master money in the digital age.
On November 16, 2025, at the National Innovation Center (NIC), more than 1,000 fans from many provinces and cities created an unprecedented atmosphere for the final match of The Moneyverse 2025. The Moneyverse Universe has demonstrated the stature of a nationwide financial education playground, regardless of major, for young Vietnamese people, when the top 6 astronauts all come from different majors and schools, including: Pham Thi Mai Huong (Vietnam Maritime University), Dao Thi Linh (Hanoi University of Architecture), Dau Xuan Huan (Ho Chi Minh City University of Economics and Finance), Hoang Duc Ton (Post and Telecommunications Institute of Technology), Bui Linh Chi (Academy of Finance) and Nguyen Minh Hieu (University of Commerce).
In the Escape Room model consisting of 5 spaces corresponding to 5 planets: Earn - Spend - Save - Invest - Preserve, contestants must overcome a series of gamified challenges, requiring financial thinking, quick reflexes, and high-pressure decision-making ability. But the real climax only appears when they face the three "nail" challenges: debate with the Top 3 of season 1, direct dialogue with billionaire Phan Minh Tam and especially the intellectual competition with Multi-Agent AI.
As a judge, Mr. Phan Minh Tam - Chairman of the Board of Directors of STI Holdings Investment Group, who holds a portfolio of more than 30 million-dollar startups in Vietnam and Southeast Asia - continuously asked quick-response questions to test the contestants' thinking and ability to adapt. The challenge team showed their superiority with sharp questioning arguments, excellently convincing the judges and winning. This put the top 3 in a dangerous position - having to vote one person out. In the last 30 seconds of persuasion, Minh Hieu chose the strategy of ensuring benefits, promising to share a portion of the prize money with his teammates. However, the result was surprising: he was the one who received two negative votes and had to stop.
This is also the first time artificial intelligence has appeared on VTV as a judge, marking an important turning point for the interactive entertainment television industry in Vietnam. The tense competition lasted until the last seconds. The difficulty reached its peak when the last two contestants could not pass the keyword "Blockchain protocol" and had to enter the extra round with 5 super difficult multiple choice questions. At the last second, Mai Huong jumped by exactly 1 point, just enough to register her name as the Champion, winning a prize of 1 billion VND, a prestigious career opportunity at BIDV and a series of other valuable scholarships.
The most surprising and inspiring thing is Mai Huong's journey. She is the youngest contestant and does not come from an Economics - Finance major. Mai Huong's journey is proof that age and starting point do not determine everything. With the spirit of learning and courage, there is no limit that cannot be overcome.
The young girl's crowning moment also concluded the impressive journey of the "young" game show but has a remarkable influence on society. With the theme "Digital Galaxy", season 2 of Money Universe not only keeps up with the digital transformation trend but also responds to the Government 's "Digital Literacy" orientation, bringing financial knowledge close to the modern digital lifestyle, becoming closer and more accessible to today's young generation.
After the first two years, The Moneyverse has gradually succeeded in positioning itself as a financial education journey that has a clear appeal to young Vietnamese people, something that the market was previously "thirsty" for. The telling numbers clearly reflect that: nearly 250,000 followers on social networks, about 130 million multi-platform accesses, more than 300 million video views and more than 2 million interactions. In particular, the number of competing teams doubled compared to the first season, expanding to 54 universities and academies across the country. This also shows a happy reality, more and more students are proactively looking for game shows with real value to practice financial capacity in the context of a booming digital economy.
In addition, the consensus from the State Bank, the General Department of Taxation, the State Securities Commission and the Ministry of Education and Training, along with the strategic support from leading financial institutions such as the Bank for Investment and Development of Vietnam (BIDV)... has demonstrated the sustainable value and high professionalism of The Moneyverse 2025. Mr. Nguyen Viet Ha, Director of BIDV Communications and Branding Department, shared that the unit chose to accompany this game show for two consecutive seasons to realize the social responsibility of the commercial bank with the longest history in the issue of national financial education: "We consider this to be BIDV's mission. When young people have knowledge and skills in financial management, they will consume smarter, start a business more firmly and adapt better to the digital economy. That is also how BIDV contributes to building a generation of financially independent citizens - the foundation for a knowledgeable, civilized and sustainable society, contributing to the implementation of the national comprehensive financial strategy."
Experts also recognized the academic and high level of expertise of the program. Associate Professor, Dr. Do Hoai Linh, personal finance expert, member of the Money Universe Expert Board, highly appreciated the efforts of the Money Universe team in organizing and implementing the content. This year, the program continues to upgrade Multi-Agent AI, AI chatbot, AI Avatar, interactive livestream system, app and intuitive financial simulation model.
With AR and VR technology from season 1, The Moneyverse is gradually approaching a new generation of financial education models in the world. Not only stopping at the studio, the competition also spreads the experience of both entertainment and financial learning through the exciting Money Day and Money Theater programs right at the playgrounds of universities and academies across Vietnam. "The Moneyverse through 2 seasons shows that this is not simply a game show, but a vibrant financial education universe. There, young people can try, experience, understand and grow. The strength of the program lies in: it makes viewers believe that everyone can become "a master of money in their own way" - Associate Professor, Dr. Do Hoai Linh commented.
After the great success of season 2, The Moneyverse organizers also revealed a new direction, promising to be the most groundbreaking ever. Season 3 is expected to expand to 81 teams, reaching more provinces and cities and diversifying student populations. New technology applications promise to be more deeply integrated into the evaluation process, along with the future financial simulation system and behavioral data analysis system that will continue to be upgraded to approach international standards.
All these changes do not separate The Moneyverse from its core mission, which is to make financial education no longer dry but a journey of experience, creativity and liberation, to help young people understand, master money and use money in a smart, sustainable and intelligent way. From there, join hands to build a civilized and brave GenZ generation, to build an increasingly developed country in the new era.
The Coin Universe season 3 is ready to open its doors to new astronauts. The only question left is: are you ready to step in and change your own future?
Source: https://vtv.vn/vu-tru-dong-tien-2025-khi-cong-nghe-va-tri-thuc-mo-loi-cho-the-he-gen-z-but-pha-10025112112534957.htm
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