BIDV and optimal deposit solutions for businesses.

Certificates of deposit - a safe and profitable investment option for businesses.

Certificates of deposit are a suitable product for customers with stable cash flow plans and a need for fixed-income investment. BIDV currently offers a variety of terms from 1 to 24 months (including odd-numbered terms).

Furthermore, businesses can choose from various interest payment methods such as upfront interest payments, periodic interest payments, or interest payments at maturity. Expanding the term structure and interest payment methods allows businesses to be more proactive in planning their medium- and long-term cash flow.

CD_Flex - Increases the value of idle cash flow, flexible capital turnover.

In the context of a constantly fluctuating financial market and businesses increasingly focusing on optimizing cash flow management, BIDV has developed CD_Flex - a flexible certificate of deposit. Unlike traditional certificates of deposit, CD_Flex allows businesses to resell it before maturity when capital needs arise and earn early sale interest for the holding period.

This mechanism helps customers maintain profitability over time while ensuring flexible cash flow, even when unexpected payment needs arise. Therefore, CD_Flex becomes a suitable option for businesses with short-term capital, uncertain plans, and who want to take advantage of short-term interest rates while also needing the ability to withdraw funds quickly.

Maximize profits with automated investment solutions .

One of BIDV's notable new features is the implementation of an automated investment solution, targeting businesses with frequent cash inflows and outflows. With this product, idle funds in the payment account will be automatically transferred by the bank to term investments according to the frequency registered by the business.

Notably, the system allows businesses to make payments/expenditures first and offset them later, without needing to manually balance temporary cash shortages during the day. This helps maximize the efficiency of cash flow, especially for commercial and service businesses with high capital turnover rates.

BIDV currently offers a completely free automated investment solution to corporate customers, with simple registration procedures, same-day activation of returns, and a highly secure investment product. This solution helps businesses save operational time and focus resources on core business activities.

BIDV's trio of superior solutions has provided customers with all the necessary criteria: Safety and stability; Flexibility and proactiveness; and Efficiency and optimization.

In the coming period, BIDV will continuously add features and technological ecosystems to its deposit product group, helping businesses reduce operating time, improve capital utilization efficiency, and increase their ability to respond to market fluctuations. BIDV's proactive approach to product innovation not only brings concrete benefits to businesses but also contributes to promoting the efficient flow of money in the economy .

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