Get lucky when you deposit savings at BIDV.

During these joyful New Year days, our valued customers will receive even more blessings by participating in BIDV's deposit program.

Besides the 2,026 lucky draw prizes worth a total of 2 billion VND for customers who deposit savings, BIDV also offers cash gifts and preferential fixed interest rates of up to 6.6%/year for customers using the Lucky Certificate of Deposit product...

Deposit savings at BIDV and win lucky prizes in 2026!

To meet customers' savings needs during the end of 2025 and the beginning of 2026, BIDV is launching the promotional program "Celebrate the Festive Season - Save and Receive Abundant Gifts" for customers making new or revolving savings deposits.

From now until January 31, 2026, every eligible savings deposit transaction will receive a lucky draw code. BIDV is offering 2,026 prizes with a total value of over 2 billion VND. The grand prize – the Grand Prize – is a savings account worth 686,868,686 VND; in addition, there are 2,025 Lucky Prizes, each worth 666,666 VND, as a wish for good fortune for customers during the Christmas and New Year season.

Customers who deposit savings online via BIDV SmartBanking will receive double the number of prize draw codes compared to transactions at the counter, greatly increasing their chances of winning.

The program applies to terms of 6, 12, 13, 18, and 24 months, with a minimum deposit of 100 million VND. Notably, customers depositing savings during this period will enjoy competitive interest rates, suitable for those seeking safe and stable investment opportunities at the end of the year.

Customers can participate in online savings deposits via the BIDV SmartBanking application or visit more than 1,000 BIDV transaction points nationwide. In the context of the strong development of digital transactions, BIDV expects this program to provide customers with a convenient, secure, and advantageous experience as they welcome the new year.

The program will end on January 31, 2026. Detailed information regarding the program is available on the BIDV website and at transaction points nationwide.

Receive cash gifts and enjoy interest rates up to 6.6%/year with BIDV's Phat Loc Certificate of Deposit.

In the context of a constantly fluctuating financial market, many customers with long-term idle funds are seeking safe investment channels with stable interest rates and low risk. Understanding this, BIDV introduces the Phat Loc Certificate of Deposit – an attractive investment solution for customers with a preferential fixed interest rate of up to 6.6% per year.

BIDV's Phat Loc Certificate of Deposit is designed as a medium- and long-term investment channel, helping customers proactively plan their future finances. With a minimum deposit of just 300 million VND per account, customers can participate in the product and receive additional cash gifts upon depositing at the counter, increasing the value of their investment from the very beginning.

Specifically, for every Certificate of Deposit worth 300 million VND, customers will receive a cash gift of 100,000 VND for terms of 15 to 18 months and 150,000 VND for a 24-month term. These options are suitable for customers with stable savings who wish to preserve capital and maximize returns while prioritizing security.

One of the outstanding advantages of Phat Loc Certificates of Deposit is the preferential fixed interest rate of up to 6.6% per year throughout the term. Customers do not have to worry about interest rate fluctuations in the market, making it easier to plan spending and investments for long-term financial goals such as buying a house, saving for children's education, or preparing for retirement.

In addition, BIDV offers flexibility in interest payment methods; customers can choose to receive interest periodically on a quarterly basis or receive it in a lump sum at the end of the term, depending on their actual cash flow needs.

Beyond attractive interest rates, this product also allows customers to withdraw the full or partial amount before maturity when unexpected capital needs arise. This helps customers be more proactive in managing their personal finances while still ensuring optimal benefits from their deposits. The diverse deposit certificate terms of 15, 18, and 24 months provide more options for customers to flexibly plan their finances to suit their specific goals.

With the Phat Loc Certificate of Deposit, BIDV aims to provide a safe and effective solution for customers with long-term idle funds who prioritize the bank's stability, transparency, and reputation. The product is not only a stable source of income but also a way for customers to confidently "safeguard their money" during periods of market volatility.

The Phat Loc Certificate of Deposit program will be implemented until December 31, 2025, at all BIDV branches and transaction offices nationwide. Interested customers can visit the nearest BIDV transaction point for detailed advice and to participate in the product quickly and conveniently.

Source: https://vtcnews.vn/phat-loc-khi-tham-gia-gui-tiet-kiem-tai-bidv-ar992397.html