Earn interest rates up to 6.6% with BIDV's Phat Loc Certificate of Deposit.

BIDV introduces the Phat Loc Certificate of Deposit – an attractive investment solution for customers with a preferential fixed interest rate of up to 6.6% per year.

BIDV 's Phat Loc Certificate of Deposit is designed as a medium- and long-term investment channel, helping customers proactively plan their future finances. With a minimum deposit of just 300 million VND per account, customers can participate in the product and receive additional cash gifts upon depositing at the counter, increasing the value of their investment from the very beginning.

Specifically, for every certificate of deposit worth 300 million VND, customers will receive a cash gift of 100,000 VND for terms of 15 to 18 months and 150,000 VND for a 24-month term. These options are suitable for customers with stable savings who wish to preserve capital and maximize returns while prioritizing security.

One of the outstanding advantages of Phat Loc Certificates of Deposit is the preferential fixed interest rate of up to 6.6% per year throughout the term. Customers do not have to worry about interest rate fluctuations in the market, making it easier to plan spending and investments for long-term financial goals such as buying a house, saving for children's education, or preparing for retirement.

In addition, BIDV offers flexibility in interest payment methods; customers can choose to receive interest periodically on a quarterly basis or receive it in a lump sum at the end of the term, depending on their actual cash flow needs.

Beyond attractive interest rates, this product also allows customers to withdraw the full or partial amount before maturity when unexpected capital needs arise. This helps customers be more proactive in managing their personal finances while still ensuring optimal benefits from their deposits. The diverse deposit certificate terms of 15, 18, and 24 months provide more options for customers to flexibly plan their finances to suit their specific goals.

With the Phat Loc Certificate of Deposit, BIDV aims to provide a safe and effective solution for customers with long-term idle funds who prioritize the bank's stability, transparency, and reputation. The product is not only a stable source of income but also a way for customers to confidently "safeguard their money" during periods of market volatility.

The Phat Loc Certificate of Deposit issuance program will be implemented until December 31, 2025, at all BIDV branches and transaction offices nationwide.

Source: https://vtcnews.vn/huong-lai-suat-len-toi-6-6-voi-chung-chi-tien-gui-phat-loc-cua-bidv-ar992405.html