Bank interest rates today 5/9/2025: 12-month term...

The highest online interest rate for 12-month term deposits, according to the official listing of banks, is 6%/year. Vikki Digital Bank (Vikki Bank) is listing this interest rate for customers making online deposits for terms of 12-36 months.

However, recently, Vikki Bank suddenly stopped posting online deposit interest rates on its website. Instead, the bank only listed deposit products at the counter with the highest deposit interest rate of 5.9%/year, applied to term deposits from 18-36 months, while the interest rates for 12- and 13-month term deposits were 5.65% and 5.7%/year, respectively.

After Vikki Bank stopped listing online deposit interest rates, GPBank is leading the market in terms of the highest interest rate for 12-month online deposits, up to 5.95%/year.

Banks with high 12-month savings interest rates include BaoViet Bank, MBV and VietBank. All three banks are listing online savings interest rates of 5.8%/year for 12-month deposits.

The 12-month term interest rate at ABBank and Bac A Bank is 5.7%/year. Of which, Bac A Bank is the latest bank to increase deposit interest rates at a series of terms. Specifically, the 1-11 month term interest rate is increased by Bac A Bank by 0.2%/year, the 12-36 month term is increased by 0.1%/year.

The online deposit interest rate of 5.6%/year is listed at a series of banks, including BVBank, HDBank , MSB, NCB, Saigonbank, Viet A Bank.

Meanwhile, KienlongBank, Nam A Bank and VCBNeo listed deposit interest rates at 5.5%/year for a 12-month term.

At LPBank, PGBank and Sacombank, the online savings interest rate applied for this term is 5.4%/year; while SHB , VPBank and Eximbank announced an interest rate of 5.3%/year.

TPBank is the only bank listing an interest rate of 5.2%/year for a 12-month term. Following are PVCombank and OCB with an interest rate of 5.1%/year, MB listed an interest rate of 5%/year after a recent downward adjustment.

The remaining banks are all listing online interest rates below 5%/year for 12-month term deposits. Specifically, ACB and VIB are 4.9%/year; Agribank is 4.8%/year; Techcombank is 4.75%/year (applied to deposits under 1 billion VND); BIDV, VietinBank, SeABank are 4.7%/year; Vietcombank is 4.6%/year and SCB is 3.7%/year.

Today, May 9, no bank changed its deposit interest rate schedule.

Since the beginning of May, two banks have increased deposit interest rates: Techcombank and Bac A Bank.

Meanwhile, MB is the only bank that has reduced deposit interest rates for all terms. Eximbank has reduced interest rates by 0.1-0.3%/year for most terms under 36 months, while increasing deposit interest rates for 36-month terms by 0.3%/year.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON MAY 9, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.9	4.2	5.25	5.45	5.7	6
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4	4.1	5.1	5.1	5.3	5.6
GPBANK	3.75	3.85	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	4.7	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.6
MB	3.7	4	4.6	4.6	5	5
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.25	3.55	4.55	4.55	4.75	4.75
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
VCBNEO	4.15	4.35	5.4	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.95	6	6
VPBANK	3.7	3.9	4.8	4.8	5.3	5.3