SHB wants to increase its charter capital by another VND7,500 billion through private offerings, issuance to shareholders and ESOP.

According to the announced plan,SHB plans to issue 750 million shares, equivalent to 16.32%; of which 200 million shares will be offered privately to domestic and foreign professional investors, 459.4 million shares will be issued to existing shareholders, and 90.6 million shares will be offered under the employee stock option program (ESOP).

After the issuance is completed, SHB's charter capital will increase by a maximum of VND 7,500 billion, reaching VND 53,442 billion, expected to rank among the top 4 private commercial banks. The implementation is expected to take place in the fourth quarter of 2025 and in 2026.

First private placement to professional investors

The bank plans to offer 200 million shares, equivalent to 4.35% of its outstanding shares, to professional investors. The offering price will be determined as the average closing price of SHB shares over the 10 consecutive trading sessions immediately preceding the date the Board of Directors issues the resolution to implement the offering plan.

The capital raised from the issuance will be allocated by SHB to supplement working capital loans, invest in fixed assets, and enhance lending for production and business activities and project implementation.

SHB is seeking professional investor partners or collaborative organizations to enhance its management capabilities, technology, and expand its market reach.

Offering to existing shareholders.

Simultaneously, SHB is issuing 459.4 million shares to existing shareholders with an exercise ratio of 100:10 (shareholders owning 100 shares are entitled to purchase 10 new shares).

The total amount raised from this issuance will be used to expand business operations, provide production loans, and supplement working capital.

Issuing ESOPs to employees.

Along with two rounds of share offerings to professional investors and existing shareholders, SHB will also issue ESOP shares to its employees to strengthen the bank's bond with its workforce, attract talent, improve work efficiency, and contribute to realizing strategic goals in the future.

The bank will issue 90.6 million ESOP shares to SHB employees. These ESOP shares will be subject to an 18-month transfer restriction. The proceeds are expected to be used for lending activities to meet the capital needs of the economy .

The implementation of increasing charter capital is part of the bank's strategy to enhance its financial capacity and further affirm its role as a capital channel for the economy, accompanying the country into a new era.

According to its financial report for the first nine months of the year, SHB recorded pre-tax profit of VND 12,235 billion, a 36% increase compared to the same period last year, achieving 85% of the annual plan. This is a high growth rate compared to the industry average, demonstrating the effectiveness of its credit strategy, cost control, and product and service expansion.

As of September 30, 2025, SHB's total assets reached VND 852,695 billion, an increase of 14.1% compared to the end of 2024, and have already exceeded the 2025 plan, laying the groundwork for reaching VND 1 trillion in total assets by 2026.

Outstanding customer loans reached VND 607,852 billion, an increase of 17% compared to the beginning of the year, demonstrating stable capital absorption capacity and clear competitiveness in accessing target customer segments.

The operating expense ratio (CIR) is 18.9%, making it one of the best-managed banks in the industry. SHB continues to maintain its position among the top-performing banks thanks to the application of transformation, digitalization, and integration of modern technologies into all processes. Furthermore, the bank strictly controls asset quality with the goal of keeping the non-performing loan ratio below 2%. Capital adequacy ratios are all better than those stipulated by the State Bank of Vietnam and international standards, with a CAR (Capital Adequacy Ratio) above 12%, significantly higher than the minimum 8% required by Circular 41/2016/TT-NHNN.

On the stock market, SHB shares are known as one of the most actively traded stocks, consistently ranking among the top in terms of liquidity. Since its inception, the share price of SHB has increased by 110%, currently fluctuating around VND 16,900 per share. For many years, SHB has always prioritized shareholder interests, regularly distributing high dividends in both cash and shares. In 2024, SHB distributed a stock dividend of 13% and a cash dividend of 5%, bringing the total dividend payout to shareholders in 2024 to 18%, which is expected to be maintained in 2025.

A successful capital increase will help SHB enhance its capital buffer, maintaining a consistently high CAR ratio that far exceeds the minimum requirements of the State Bank of Vietnam's operational safety regulations – demonstrating the bank's strong financial capacity and good risk resilience.

SHB is undergoing a strong and comprehensive transformation, aiming to become the TOP 1 bank in efficiency; the most preferred digital bank; the best retail bank; and a TOP provider of capital, financial products, and services to strategic private and state-owned corporate clients, with a green supply chain, value chain, ecosystem, and development. By 2035, SHB's vision is to become a leading modern retail bank, a green bank, and a digital bank in the region.

Source: https://baodautu.vn/shb-muon-tang-von-dieu-le-them-7500-ty-dong-qua-chao-ban-rieng-le-phat-hanh-cho-co-dong-va-esop-d425818.html