Prime Minister: Build housing projects suitable for people's budgets

VTV.vn - The Prime Minister encourages diversifying capital sources for social housing and housing in general, with the forms of purchase, rental, and hire-purchase.

On the morning of November 11, Prime Minister Pham Minh Chinh - Head of the Central Steering Committee on housing policy and real estate market, chaired the 3rd meeting of the Steering Committee.

Social housing prices are not suitable for the majority of low and middle income people.

According to the report at the meeting on progress in 2025, nearly 62,000/100,275 units have been completed (reaching 62%) of the 2025 target; it is expected that by the end of 2025, the total number of completed units will be nearly 91,600 units, reaching 91% of the target.

17/34 localities are expected to complete and exceed the assigned targets in 2025, notably Hanoi (102%), Ho Chi Minh City (100%), Hai Phong (101%), Bac Ninh (102%), Nghe An (179%), Quang Ngai (112%), Dong Nai (110%)...

Prime Minister Pham Minh Chinh, Head of the Central Steering Committee on housing policy and real estate market, chaired the 3rd meeting of the Steering Committee.

In his concluding remarks, Prime Minister Pham Minh Chinh emphasized three important goals in developing social housing:

Firstly, remove difficulties in procedures and processes, contributing to the development of social housing and a public, transparent, and sustainable real estate market in both the short and long term.

Second, so that people can enjoy and access social housing in the fastest, easiest, cheapest, and most convenient way, without wasting time, effort, going around in circles, incurring additional costs, and especially without being scammed.

"We must discuss, agree, and resolve these problems, shortcomings, and limitations," the Prime Minister emphasized.

Third, promoting the development of social housing and the development of a safe, healthy, and sustainable real estate market contributes to stabilizing the macro-economy, controlling inflation, promoting growth, and ensuring major balances of the economy. This is also a driving force for rapid and sustainable development.

The head of the Government stated that social housing should not be located in the middle of nowhere, far from the center, but must have adequate infrastructure for transportation, electricity, water, telecommunications, social services, health care, culture, and education. Developing social housing is not only about developing high-rise buildings in urban areas, but can also be low-rise housing.

"In any place, province or city, as long as people in the target group are eligible to buy or rent social housing and have the need, they will have equal and most favorable access to social housing," said the Prime Minister.

The Prime Minister pointed out the difficulties and limitations that need to be overcome, such as the lack of social housing supply, which has not met the actual demand. There is no stable and long-term preferential budget for both investors and people to access social housing. The current selling price of social housing is not suitable for the majority of people with low and middle incomes...

Build housing projects that are affordable for people

Regarding the common tasks and solutions in the coming time, the Prime Minister clearly stated that he would encourage and call on businesses with clean land funds to coordinate with localities to invest in building social housing. In the long term, agencies would develop housing projects that are suitable for people's budgets.

“Diversify capital sources for social housing and housing in general, with forms of purchase, rental, and hire-purchase; study the experiences of other countries,” the Prime Minister emphasized.

Directing a number of specific tasks, the Prime Minister requested the Ministry of Construction to study and develop a unified process and procedures for investment in the construction of social housing nationwide (from planning, site clearance, land allocation, investment and construction procedures, etc.) to shorten the preparation time for investment in the construction of social housing to no more than 6 months.

The Ministry of Construction was also assigned to urgently coordinate to complete the dossier to establish a "Real Estate and Land Use Rights Transaction Center" managed by the State to increase publicity and transparency.

Streamline the conditions and procedures for lending the 145,000 billion VND credit package by removing the requirement that investors must be in the list of projects announced by the provincial People's Committee. Organize thematic inspections and recommend that competent authorities strictly handle violations or take advantage of open policies for personal gain.

Prime Minister: Do not let people "go around in circles" or incur additional costs when accessing social housing

The State Bank of Vietnam is urging to promote the disbursement of the VND145,000 billion credit program for loans for social housing and workers' housing with more favorable and accessible procedures.

Promote effective implementation of credit packages to support social housing policies and preferential loan programs for young people under 35 years old to buy commercial housing for the first time and social housing with appropriate interest rates and terms.

Implement flexible, proactive, appropriate and effective monetary policy management, with mechanisms and solutions to strictly control and manage credit sources for real estate in cases showing signs of "speculation", "price inflation", "price pushing"...

Source: https://vtv.vn/thu-tuong-xay-dung-de-an-nha-o-phu-hop-voi-tui-tien-cua-nguoi-dan-100251111141517914.htm